Citicorp Trust Delaware, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Net interest margin dropped 8.89 percentage points in Q2 2026, from 8.89% to 0.00%. It was the largest change from Q1 2026 among the key lines here. Citicorp Trust Delaware, N.A.'s return on assets of 2.76% is well above the 0.98% median for banks in the < $100M asset tier, a gap of 1.77 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 482.80% |
| Tier 1 risk-based capital ratio | 482.80% |
| Total risk-based capital ratio | 482.80% |
| Tier 1 leverage ratio | 92.72% |
| Equity capital to assets | 94.37% |
| Tangible equity to tangible assets | 94.37% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | — |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | — |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | — |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.76% |
| Return on equity | 2.98% |
| Net interest margin | 0.00% |
| Efficiency ratio | 74.92% |
| Yield on earning assets | 0.00% |
| Cost of funds | — |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | — |
| Core deposits to total deposits | — |
| Brokered deposits to total deposits | — |
| Deposits to assets | 0.00% |
| Securities to assets | 0.93% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 486.86% | 486.86% | 486.86% | 92.36% | 3.79% |
| Q4 2023 | 480.77% | 480.77% | 480.77% | 89.47% | 3.04% |
| Q1 2024 | 480.70% | 480.70% | 480.70% | 93.16% | 9.57% |
| Q2 2024 | 475.68% | 475.68% | 475.68% | 92.95% | 6.12% |
| Q3 2024 | 485.31% | 485.31% | 485.31% | 92.56% | 3.24% |
| Q4 2024 | 480.19% | 480.19% | 480.19% | 90.81% | 14.07% |
| Q1 2025 | 478.07% | 478.07% | 478.07% | 92.81% | 7.36% |
| Q2 2025 | 478.03% | 478.03% | 478.03% | 94.29% | 0.49% |
| Q3 2025 | 492.61% | 492.61% | 492.61% | 92.04% | -16.99% |
| Q4 2025 | 485.55% | 485.55% | 485.55% | 105.05% | 36.01% |
| Q1 2026 | 480.70% | 480.70% | 480.70% | 88.57% | 1.59% |
| Q2 2026 | 482.80% | 482.80% | 482.80% | 92.72% | 2.76% |
Citicorp Trust Delaware, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Citicorp Trust Delaware, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Citicorp Trust Delaware, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 25677) · FFIEC NIC profile (RSSD 449038)