Bank call report · New Ulm, MN
Citizens Bank Minnesota Call Report
BankRegReports is independent of Citizens Bank Minnesota and never asks for online banking logins or passwords.
Citizens Bank Minnesota filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 369 reported line items, schedule by schedule (898 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 874050 |
| FDIC certificate number | 8200 |
| Total assets | $596.0M |
Official Q2 2026 call report PDF (FFIEC) →
Citizens Bank Minnesota call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · Citizens Bank Minnesota balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $596.0M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $596.0M |
| Total Liabilities and Minority Interest | RCON2948 | $542.1M |
| Total Deposits | RCON2200 | $498.7M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $474.8M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $404.5M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $401.6M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $156.4M |
| Total Equity Capital | RCON3210 | $53.9M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $53.9M |
| Surplus | RCON3839 | $49.7M |
| Other Borrowed Money | RCON3190 | $29.0M |
| Deposits: Noninterest-bearing | RCON6631 | $24.0M |
| Other Assets | RCON2160 | $21.6M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $10.3M |
| Undivided Profits and Capital Reserves | RCON3632 | $9.6M |
| Accumulated Other Comprehensive Income | RCONB530 | -$5.8M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $5.3M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $5.2M |
| Intangible Assets | RCON2143 | $4.8M |
| Other Liabilities, Total | RCON2930 | $4.1M |
| Goodwill | RCON3163 | $3.1M |
| Allowance for Loan and Lease Losses | RCON3123 | $2.9M |
| Interest-bearing Balances | RCON0071 | $865K |
| Common Stock | RCON3230 | $300K |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $224K |
Schedule RI: Income Statement (44 items)
About Schedule RI · Citizens Bank Minnesota income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $13.7M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $11.8M |
| Net Interest Income | RIAD4074 | $8.8M |
| Total Noninterest Expense | RIAD4093 | $6.9M |
| Total Interest Expense | RIAD4073 | $4.8M |
| Salaries and Employee Benefits | RIAD4135 | $4.7M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $4.4M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $3.8M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $3.4M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $3.4M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $2.6M |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $2.5M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $2.5M |
| Net Income (Loss) | RIAD4340 | $2.5M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $2.5M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $2.3M |
| Other Noninterest Expense | RIAD4092 | $1.7M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $1.5M |
| Total Noninterest Income | RIAD4079 | $1.4M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $1.1M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $921K |
| Applicable Income Taxes | RIAD4302 | $883K |
| Other Noninterest Income | RIADB497 | $793K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $467K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $392K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $350K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $343K |
| Interest on Other Securities | RIAD4060 | $283K |
| Net Servicing Fees | RIADB492 | $203K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $190K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $180K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $176K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $162K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $136K |
| Provision for Loan and Lease Losses | RIAD4230 | -$128K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $112K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$112K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $86K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $80K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $74K |
| Other Interest Income | RIAD4518 | $57K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $34K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $26K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 91 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $6.2M |
| Currency and Coin | RCON0080 | $2.6M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $2.6M |
| Balances Due from Federal Reserve Banks | RCON0090 | $785K |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $156K |
Schedule RC-B: Securities (29 items)
About Schedule RC-B · Citizens Bank Minnesota securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $7.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $7.6M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $46.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $42.5M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $2.8M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $2.7M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $164.4M |
| Pledged Securities | RCON0416 | $69.3M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $36.4M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $34.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $31.7M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $29.8M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $28.8M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $25.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $24.7M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $24.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $22.9M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $22.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $21.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $20.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $20.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $17.3M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $17.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $7.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $3.1M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $2.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $610K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $584K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $257K |
Schedule RC-C, Part I: Loans and Leases (33 items)
About Schedule RC-C, Part I · Citizens Bank Minnesota loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $404.5M |
| Pledged Loans and Leases | RCONG378 | $231.3M |
| Real Estate Loans Secured by Farmland | RCON1420 | $126.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $112.0M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $105.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $89.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $80.9M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $72.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $64.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $35.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $32.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $30.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $24.9M |
| Commercial and Industrial Loans | RCON1766 | $24.7M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $24.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $15.9M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $15.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $15.2M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $13.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $12.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $12.0M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $10.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $7.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $3.7M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $3.4M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $2.6M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $2.4M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $1.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $272K |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $93K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $38K |
| Other Loans | RCONJ464 | $38K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $36K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $31.8M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $18.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $13.1M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $12.6M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $9.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $7.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $7.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $6.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $5.9M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $3.6M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $3.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $887K |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 331 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 300 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 201 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 148 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 117 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 85 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 60 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 55 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 28 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 28 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 21 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 21 |
Schedule RC-E: Deposit Liabilities (26 items)
About Schedule RC-E · Citizens Bank Minnesota deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $459.6M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $434.9M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $305.4M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $110.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $94.9M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $73.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $51.7M |
| Total Transaction Accounts | RCON2215 | $39.1M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $35.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $25.6M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $25.6M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $24.7M |
| Total Demand Deposits (See Note Below) | RCON2210 | $24.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $24.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $20.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $15.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $13.3M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $5.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $3.9M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $3.9M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $3.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $1.7M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $1.6M |
| Total reciprocal deposits | RCONJH83 | $1.6M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $1.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $1.4M |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $11.5M |
| Accrued Interest Receivable | RCONB556 | $5.2M |
| Net Deferred Tax Assets | RCON2148 | $1.9M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $1.8M |
| Other Assets | RCON2168 | $1.3M |
| Prepaid Expenses | RCON2166 | $371K |
| Computer Software | RCONFT33 | $278K |
| Accounts Receivable | RCONFT34 | $233K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $2.8M |
| Deferred Compensation Liabilities | RCONC011 | $2.5M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $765K |
| Other Expenses Accrued and Unpaid | RCON3646 | $261K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $202K |
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · Citizens Bank Minnesota quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $602.2M |
| Quarterly Average of Total Loans | RCON3360 | $404.0M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $318.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $168.8M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $131.6M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $125.9M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $73.5M |
| Mortgage-backed Securities | RCONB559 | $72.4M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $62.8M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $48.0M |
| All Other Securities | RCONB560 | $28.6M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $25.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $24.9M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $20.1M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $10.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $5.1M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $1.6M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (11 items)
About Schedule RC-L · Citizens Bank Minnesota derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $46.1M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $13.5M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $11.0M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $2.0M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $1.3M |
| Interest Rate Forward Contracts | RCON8697 | $1.0M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $1.0M |
| Year-to-date Merchant Credit Card Sales Volume: Sales for Which the Reporting Bank Is the Acquiring Bank | RCONC223 | $704K |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $159K |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $30K |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $6K |
Schedule RC-M: Memoranda (7 items)
About Schedule RC-M · Citizens Bank Minnesota memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $29.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $29.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $5.1M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $1.6M |
| Mortgage Servicing Assets | RCON3164 | $975K |
| All other intangible assets | RCONJF76 | $720K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (9 items)
About Schedule RC-N · Citizens Bank Minnesota past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $265K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $169K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $88K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $83K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $76K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $17K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 90 Days or More and Still Accruing | RCONC239 | $5K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $3K |
| Additions to Nonaccrual Assets | RCONC410 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Citizens Bank Minnesota other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $602.3M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $499.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $323.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $150.7M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $55.8M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $24.6M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $1.1M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 18,146 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 2,784 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 266 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 4 |
| Averaging Method Used | RCONK653 | 2 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Citizens Bank Minnesota regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $478.1M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · Citizens Bank Minnesota regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $602.2M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $598.4M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $478.1M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $59.0M |
| Common Equity Tier 1 Capital | RCOAP859 | $55.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $55.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $55.8M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $53.9M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $50.0M |
| Retained Earnings | RCOAKW00 | $9.6M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$5.8M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$5.8M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $3.8M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $3.1M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $3.1M |
| Tier 2 Capital Before Deductions | RCOAP870 | $3.1M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $3.1M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $720K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1233 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1168 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1168 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0933 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0433 |
Schedule RC-R, Part II: Risk-Weighted Assets (55 items)
About Schedule RC-R, Part II · Citizens Bank Minnesota risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $478.1M |
| Total Risk-weighted Assets | RCONG641 | $478.1M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $445.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $445.4M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $419.6M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $261.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $252.4M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $156.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $146.0M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $146.0M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $143.1M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $143.1M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $131.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $51.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $35.4M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $35.4M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $31.9M |
| Total All Other Assets | RCOND981 | $31.5M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $29.2M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $24.2M |
| Unconditionally Cancellable Commitments | RCONS540 | $10.7M |
| Repo-style Transactions - 100 Pct Risk Weight Category | RCONS522 | $10.3M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $10.3M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $10.3M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $10.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $10.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $10.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $9.1M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$8.0M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$7.2M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $6.2M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $5.1M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $5.1M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $3.8M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $3.5M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $2.7M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $2.5M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $2.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $1.1M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $1.1M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $1.1M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $1.0M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $975K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $975K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $975K |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $557K |
| Risk-weighted Assets by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS579 | $488K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $159K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $159K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $159K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $99K |
| Off-balance Sheet Securitization Exposures - 1250 Pct Risk Weight Exposure, by Calculation Method | RCONS497 | $39K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS568 | $39K |
| Total Off-balance Sheet Securitization Exposures | RCONS495 | $39K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $9K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $145.6M |
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans | RCONB790 | $595K |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans | RCONB797 | $595K |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with Recourse or Oher Servicer-provided Credit Enhancements | RCONB804 | $595K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $53.9M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $52.5M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $52.5M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $720K |
| Other Comprehensive Income | RIADB511 | -$429K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (5 items)
About Schedule RI-B, Part I · Citizens Bank Minnesota charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $10K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $5K |
| Recoveries on Automobile Loans | RIADK133 | $5K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $3K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $3K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Citizens Bank Minnesota changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $3.1M |
| Allowance for Loan and Lease Losses | RIAD3123 | $2.9M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $16K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $3K |
Schedule RI-E: Explanations (15 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $464K |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $418K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $286K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $270K |
| Telecommunications Expense | RIADF559 | $135K |
| Marketing and Other Professional Services | RIAD0497 | $122K |
| Legal Expense | RIAD4141 | $89K |
| Directors' Fees | RIAD4136 | $82K |
| Printing, Stationery, and Supplies | RIADC018 | $42K |
| Insurance Expenses (Not Included in Emplouee Expenses, Premises and Fixed Asset Expenses, and Other Real Estate Owned Expenses) | RIADY924 | $34K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $25K |
| Safe Deposit Box Rent | RIADC015 | $20K |
| Income and Fees from the Printing and Sale of Checks | RIADC013 | $19K |
| Income and Fees from Wire Transfers | RIADT047 | $12K |
| Income and Fees from Automated Teller Machines (Atms) | RIADC016 | $2K |
Citizens Bank Minnesota call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Citizens Bank Minnesota call report?
The Citizens Bank Minnesota call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Citizens Bank Minnesota file?
Citizens Bank Minnesota files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Citizens Bank Minnesota call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Citizens Bank Minnesota has Federal Reserve RSSD ID 874050 and FDIC certificate number 8200. Either one finds its filings on the FFIEC Central Data Repository.
How often does Citizens Bank Minnesota file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Citizens Bank Minnesota financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 8200) · FFIEC NIC profile (RSSD 874050)