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Bank call report · Kingman, KS

Citizens Bank of Kansas Call Report

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Citizens Bank of Kansas filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 364 reported line items, schedule by schedule (705 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

Citizens Bank of Kansas call report filing details
Call report formFFIEC 051
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID1014853
FDIC certificate number4707
Total assets$548.4M

Official Q2 2026 call report PDF (FFIEC) →

Citizens Bank of Kansas call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.

Schedule RC: Balance Sheet (27 items)

About Schedule RC · Citizens Bank of Kansas balance sheet trends

Citizens Bank of Kansas Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCON2170 $548.4M
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCON3300 $548.4M
Total Liabilities and Minority Interest RCON2948 $514.7M
Total Deposits RCON2200 $498.6M
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $387.6M
Loans and Leases, Net of Unearned Income - Totals RCONB528 $238.7M
Available-for-sale debt securities (from Schedule RC-B, column D) RCON1773 $237.8M
Loans and Leases, Net of Unearned Income and Allowance RCONB529 $236.2M
Deposits: Noninterest-bearing RCON6631 $111.0M
Total Equity Capital RCON3210 $33.8M
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCONG105 $33.8M
Surplus RCON3839 $31.8M
Undivided Profits and Capital Reserves RCON3632 $29.6M
Interest-bearing Balances RCON0071 $28.2M
Accumulated Other Comprehensive Income RCONB530 -$28.1M
Other Borrowed Money RCON3190 $15.0M
Other Assets RCON2160 $14.6M
Intangible Assets RCON2143 $14.6M
Goodwill RCON3163 $13.7M
Premises and Fixed Assets (Including Capitalized Leases) RCON2145 $7.4M
Noninterest-bearing Balances and Currency and Coin RCON0081 $7.1M
Allowance for Loan and Lease Losses RCON3123 $2.5M
Federal Funds Sold RCONB987 $2.1M
Other Liabilities, Total RCON2930 $1.1M
Common Stock RCON3230 $400K
Loans and Leases Held for Sale RCON5369 $379K
Other Real Estate Owned RCON2150 $172K
Schedule RI: Income Statement (45 items)

About Schedule RI · Citizens Bank of Kansas income statement trends

Citizens Bank of Kansas Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $11.2M
Net Interest Income RIAD4074 $8.3M
Interest and Fee Income on Loans, Total RIAD4010 $7.3M
Total Noninterest Expense RIAD4093 $7.2M
Salaries and Employee Benefits RIAD4135 $4.4M
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $3.1M
Total Interest Expense RIAD4073 $2.9M
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 $2.8M
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $2.8M
Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties RIAD4435 $2.8M
Income (Loss) Before Discontinued Operations RIAD4300 $2.7M
Net Income (Loss) RIAD4340 $2.7M
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 $2.7M
Other Noninterest Expense RIAD4092 $1.9M
Total Noninterest Income RIAD4079 $1.7M
Interest and Dividend Income on Securities: Mortgage-backed Securities RIADB489 $1.4M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $1.3M
Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. RIAD4507 $1.3M
Interest on Other Securities RIAD4060 $1.3M
Other Noninterest Income RIADB497 $1.0M
Savings Deposits (Including Mmdas) RIAD0093 $968K
Expenses of Premises and Fixed Assets RIAD4217 $829K
Interest and Fee Income on All Other Loans in Domestic Offices RIAD4058 $802K
Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices RIAD4024 $668K
Interest Income on Balances Due from Depository Institutions RIAD4115 $568K
Interest and Fee Income on Commercial and Industrial Loans RIAD4012 $491K
Service Charges on Deposit Accounts in Domestic Offices RIAD4080 $474K
Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RIADB488 $391K
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 RIADHK04 $309K
Other Interest Expense RIADGW44 $237K
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADB486 $141K
Net Servicing Fees RIADB492 $136K
Other Interest Income RIAD4518 $134K
Income from Lease Financing Receivables RIAD4065 $91K
Net Gains (Losses) on Sales of Loans RIAD5416 $81K
Applicable Income Taxes RIAD4302 $74K
Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. RIAD4313 $68K
Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) RIAD4508 $54K
Amortization Expense and Impairment Losses Intangible Assets RIADC232 $44K
Net Gains (Losses) on Other Real Estate Owned RIAD5415 -$44K
Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell RIAD4020 $21K
Unrealized holding gains (losses) on equity securities not held for trading RIADHT70 $10K
Provisions for Credit Losses on Financial Assets RIADJJ33 $8K
Net Gains (Losses) on Sales of Other Assets (Excluding Securities) RIADB496 $4K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 96
Schedule RC-B: Securities (22 items)

About Schedule RC-B · Citizens Bank of Kansas securities trends

Citizens Bank of Kansas Schedule RC-B, Q2 2026
Line item Code Q2 2026
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost RCONG314 $11.3M
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value RCONG315 $10.4M
Total Amortized Cost of Available-for-sale Securities RCON1772 $265.9M
Pledged Securities RCON0416 $138.3M
Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8498 $117.3M
Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost RCONHT56 $115.2M
Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8499 $103.1M
Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value RCONHT57 $102.5M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years RCONA553 $96.0M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years RCONA559 $62.5M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years RCONA560 $38.7M
Amortized Cost of Available-for-sale U.S. Treasury Securities RCON1286 $21.9M
Fair Value of Available-for-sale U.S. Treasury Securities RCON1287 $21.8M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA551 $12.5M
Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less RCONA248 $10.5M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONA550 $8.4M
OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS RCONA562 $7.3M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years RCONA554 $5.0M
OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS RCONA561 $3.1M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less RCONA549 $2.1M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA558 $1.2M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA552 $775K
Schedule RC-C, Part I: Loans and Leases (34 items)

About Schedule RC-C, Part I · Citizens Bank of Kansas loans and leases trends

Citizens Bank of Kansas Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income RCON2122 $239.1M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens RCON5367 $85.1M
Pledged Loans and Leases RCONG378 $57.8M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA569 $44.1M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA573 $39.2M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA570 $35.9M
Real Estate Loans Secured by Farmland RCON1420 $31.2M
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCONA247 $30.8M
Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties RCON5370 $28.9M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA572 $27.3M
Loans Secured by Other Nonfarm Nonresidential Properties. RCONF161 $24.7M
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties RCONF160 $24.4M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA571 $21.5M
Loans to Finance Agricultural Production and Other Loans to Farmers RCON1590 $19.2M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA575 $17.2M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA567 $17.1M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA574 $12.9M
Commercial and Industrial Loans RCON1766 $11.6M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA568 $10.8M
Real Estate Loans Secured by Multi-family (5 or More) Residential Properties RCON1460 $9.2M
Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RCON1797 $8.2M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA565 $7.9M
Lease Financing Receivables (Net of Unearned Income) RCON2165 $5.7M
Loans Secured by Other Construction Loans and All Land Development and Other Land Loans RCONF159 $5.3M
Loans Secured by 1-4 Family Residential Construction RCONF158 $4.1M
Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions RCONJ454 $3.2M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA564 $2.7M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA566 $2.6M
Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) RCONK137 $2.1M
Loans to Depository Institutions RCON1288 $2.0M
Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) RCONK207 $1.4M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens RCON5368 $816K
Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. RCON2107 $671K
Other Loans RCONJ464 $110K
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)

About Schedule RC-C, Part II

Citizens Bank of Kansas Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5569 $9.9M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5583 $6.8M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5581 $6.0M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5585 $4.7M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5579 $3.5M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5587 $2.9M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5575 $2.6M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5567 $2.6M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5571 $2.5M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5589 $1.8M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5573 $1.0M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5565 $867K
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5584 212
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5570 118
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5578 97
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5580 48
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5586 40
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5568 30
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5582 27
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5564 25
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5566 22
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5588 16
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5574 12
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5572 10
Schedule RC-E: Deposit Liabilities (25 items)

About Schedule RC-E · Citizens Bank of Kansas deposit liabilities trends

Citizens Bank of Kansas Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Nontransaction Accounts (Including Mmda's) RCON2385 $273.2M
Total Transaction Accounts RCON2215 $225.4M
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $221.7M
Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation RCONB549 $207.9M
Money Market Deposit Accounts (Mmda's) RCON6810 $121.1M
Total Demand Deposits (See Note Below) RCON2210 $111.0M
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $69.1M
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $60.5M
Total reciprocal deposits RCONJH83 $58.2M
Total Nontransaction Accounts of States and Political Subdivisions in the U.S. RCON2530 $48.5M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $45.8M
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $42.1M
Total Time Deposits of Less Than $100,000 RCON6648 $30.6M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $23.3M
Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 RCONJ474 $18.9M
Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less RCONK222 $17.6M
Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. RCON2203 $17.5M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK13 $11.8M
All Time and Savings Deposits Held in IRA and Keogh Plan Accounts RCON6835 $6.0M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK12 $5.8M
Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. RCONB552 $3.0M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $2.9M
Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above RCONF233 $2.6M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK14 $1.2M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK10 $646K
Schedule RC-F: Other Assets (7 items)

About Schedule RC-F

Citizens Bank of Kansas Schedule RC-F, Q2 2026
Line item Code Q2 2026
Historical Cost of All Other Available-for-sale Equity Securities RCON1752 $4.4M
Life Insurance Assets: General Account Life Insurance Assets RCONK201 $4.3M
Accrued Interest Receivable RCONB556 $3.3M
Life Insurance Assets: Hybrid Account Life Insurance Assets RCONK270 $1.1M
Life Insurance Assets: Separate Account Life Insurance Assets RCONK202 $1.0M
Other Assets RCON2168 $465K
Prepaid Expenses RCON2166 $269K
Schedule RC-G: Other Liabilities (4 items)

About Schedule RC-G

Citizens Bank of Kansas Schedule RC-G, Q2 2026
Line item Code Q2 2026
Other Expenses Accrued and Unpaid RCON3646 $667K
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $334K
Allowance for Credit Losses on Off-balance Sheet Credit Exposures RCONB557 $52K
All Other Liabilities RCON2938 $27K
Schedule RC-K: Quarterly Averages (19 items)

About Schedule RC-K · Citizens Bank of Kansas quarterly averages trends

Citizens Bank of Kansas Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCON3368 $575.5M
Quarterly Average of Total Loans RCON3360 $234.0M
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $174.5M
Mortgage-backed Securities RCONB559 $123.6M
All Other Securities RCONB560 $116.1M
Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average RCON3485 $112.8M
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $99.9M
Quarterly Average of Loans Secured by 1-4 Family Residential Properties RCON3465 $94.2M
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $81.2M
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCON3381 $34.5M
U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RCONB558 $20.2M
Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers RCON3386 $19.0M
Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 RCONHK17 $18.7M
Quarterly Average of Other Borrowed Money RCON3355 $15.0M
Quarterly Average of Commercial and Industrial Loans RCON3387 $11.7M
Lease Financing Receivables (Net of Unearned Income) - Quarterly Average RCON3484 $5.7M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other RCONB562 $3.5M
Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell RCON3365 $686K
Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase RCON3353 $1K
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (9 items)

About Schedule RC-L · Citizens Bank of Kansas derivatives and off-balance-sheet items trends

Citizens Bank of Kansas Schedule RC-L, Q2 2026
Line item Code Q2 2026
Other Unused Commitments: All Other Unused Commitments RCONJ459 $27.4M
Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties RCON3814 $9.2M
1-4 Family Residential Construction Loan Commitments RCONF164 $7.6M
Other Unused Commitments: Commercial and Industrial Loans RCONJ457 $7.3M
Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments RCONF165 $4.7M
Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market RCON8725 $2.2M
Financial Standby Letters of Credit and Foreign Office Guarantees RCON3819 $1.3M
Other unused commitments: Loans to nondepository financial institutions RCONPV11 $426K
Performance Standby Letters of Credit RCON3821 $55K
Schedule RC-M: Memoranda (10 items)

About Schedule RC-M · Citizens Bank of Kansas memoranda trends

Citizens Bank of Kansas Schedule RC-M, Q2 2026
Line item Code Q2 2026
FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONF056 $12.5M
FHLB Advances: Structured Advances RCONF059 $5.0M
Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests RCON6164 $3.9M
FHLB Advances (Loans) Due in One Year or Less RCON2651 $2.5M
FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less RCONF055 $2.5M
Estimated Fair Value of Mortgage Servicing Assets RCONA590 $684K
Mortgage Servicing Assets RCON3164 $684K
All other intangible assets RCONJF76 $185K
All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices RCON5512 $172K
Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations RCON6165 4
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (14 items)

About Schedule RC-N · Citizens Bank of Kansas past due and nonaccrual loans, leases, and other assets trends

Citizens Bank of Kansas Schedule RC-N, Q2 2026
Line item Code Q2 2026
Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing RCON1406 $308K
Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing RCON1606 $120K
Additions to Nonaccrual Assets RCONC410 $71K
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due RCONF178 $67K
Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing RCON3493 $59K
Total Loans and Lease Finance Receivables: Nonaccrual RCON1403 $41K
Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing RCON5398 $30K
Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing RCONK213 $27K
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual RCONF182 $22K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural RCONC229 $11K
Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 90 Days or More and Still Accruing RCON5399 $9K
Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing RCON1407 $9K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural RCONC230 $8K
All Other Loans - Past Due 30 Through 89 Days and Still Accruing RCON5459 $5K
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)

About Schedule RC-O · Citizens Bank of Kansas other data for deposit insurance assessments trends

Citizens Bank of Kansas Schedule RC-O, Q2 2026
Line item Code Q2 2026
Average Consolidated Total Assets for the Calendar Quarter RCONK652 $575.5M
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCONF236 $498.9M
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $352.3M
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $140.6M
Average Tangible Equity for the Calendar Quarter RCONK654 $48.0M
Amount of Retirement Deposits Accounts of $250,000 or Less RCONF045 $4.5M
Amount of Retirement Deposit Accounts of More Than $250,000 RCONF047 $1.5M
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 22,541
Number of Retirement Deposit Accounts of $250,000 or Less RCONF046 248
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 226
Number of Retirement Deposit Accounts of More Than $250,000 RCONF048 4
Averaging Method Used RCONK653 1
Schedule RC-R: Regulatory Capital (1 item)

About Schedule RC-R · Citizens Bank of Kansas regulatory capital trends

Citizens Bank of Kansas Schedule RC-R, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% RCONB704 $319.2M
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)

About Schedule RC-R, Part I · Citizens Bank of Kansas regulatory capital components and ratios trends

Citizens Bank of Kansas Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Average total consolidated assets RCOAKW03 $575.5M
Average Total Assets (Net of Deductions) RCOAA224 $561.6M
Risk-weighted Assets (Net of Allowances and Other Deductions) RCOAA223 $319.2M
Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines RCOA3792 $50.5M
Common Equity Tier 1 Capital RCOAP859 $47.9M
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCOAP852 $47.9M
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCOA8274 $47.9M
Common Equity Tier 1 Capital Before Adjustments and Deductions RCOAP840 $33.8M
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCOAP742 $32.2M
Retained Earnings RCOAKW00 $29.6M
Accumulated Other Comprehensive Income RCOAB530 -$28.1M
Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP844 -$28.1M
Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) RCOAP875 $13.9M
Goodwill Net of Associated Deferred Tax Liabilities (Dtls) RCOAP841 $13.7M
General Loan and Lease Valuation Allowances RCOA5310 $2.6M
Tier 2 (Supplementary) Capital RCOA5311 $2.6M
Tier 2 Capital Before Deductions RCOAP870 $2.6M
Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls RCOAP842 $185K
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Total Risk-based Capital Ratio RCOA7205 0.1582
Common Equity Tier 1 Capital Ratio RCOAP793 0.1501
Tier 1 Risk-based Capital Ratio RCOA7206 0.1501
Tier 1 Leverage Capital Ratio RCOA7204 0.0853
Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer RCOAH311 0.0782
Schedule RC-R, Part II: Risk-Weighted Assets (69 items)

About Schedule RC-R, Part II · Citizens Bank of Kansas risk-weighted assets trends

Citizens Bank of Kansas Schedule RC-R, Part II, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold RCONS580 $319.2M
Total Risk-weighted Assets RCONG641 $319.2M
Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value RCONJA21 $237.8M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category RCONG631 $186.5M
Total Balance Sheet Assets - 20 Pct Risk Weight Category RCOND988 $186.5M
Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category RCONG637 $186.3M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category RCONG633 $186.3M
Available-for-sale Securities - 20 Pct Risk Weight Category RCOND968 $177.2M
Total Balance Sheet Assets - 100 Pct Risk Weight Category RCOND990 $168.7M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category RCONG632 $147.1M
Total Balance Sheet Assets - 50 Pct Risk Weight Category RCOND989 $147.1M
Total Loans and Leases, Net of Unearned Income, All Other Exposures RCONS457 $144.9M
Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category RCONS462 $144.4M
Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures RCONS439 $93.8M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category RCONS442 $84.7M
Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category RCONG636 $73.5M
Available-for-sale Securities - 50 Pct Risk Weight Category RCOND969 $61.2M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category RCONG630 $60.1M
Total Balance Sheet Assets - 0 Pct Risk Weight Category RCOND987 $60.1M
Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category RCONG635 $37.3M
Total All Other Assets RCOND981 $36.8M
Total Cash and Balances Due from Depository Institutions RCOND957 $35.3M
Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category RCOND958 $31.2M
Available-for-sale Securities - Adjustment to Totals Reported in Column a RCONS402 -$28.1M
Available-for-sale Securities - 0 Pct Risk Weight Category RCOND967 $27.4M
Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount RCONG624 $24.5M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount RCONS525 $20.6M
Total Off-balance Sheet Securitization Exposures RCONS495 $18.2M
Risk-weighted Assets by Risk-weighted Category - 1250 Pct Risk Weight Category RCONS579 $18.2M
Off-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a RCONS496 $16.7M
Total Balance Sheet Assets - Adjustments to Total Reported in Column a RCONS500 -$16.7M
All Other Assets - 100 Pct Risk Weight Category RCOND985 $15.2M
All Other Assets - Adjustments to Totals Reported in Column a RCONS469 $13.9M
Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category RCONG629 $12.3M
Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount RCONG625 $12.3M
Unconditionally Cancellable Commitments RCONS540 $11.7M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category RCONS443 $9.1M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% RCONS530 $4.1M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount RCONS526 $4.1M
Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category RCOND959 $4.1M
All Other Assets - 20 Pct Risk Weight Category RCOND983 $3.0M
All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount RCONH296 $2.1M
All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount RCONH297 $2.1M
Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount RCONH300 $2.1M
Federal Funds Sold in Domestic Offices RCOND971 $2.1M
Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category RCOND973 $2.1M
Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category RCONS573 $1.7M
Off-balance Sheet Securitization Exposures - 1250 Pct Risk Weight Exposure, by Calculation Method RCONS497 $1.5M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 1250 Pct Risk Weight Category RCONS568 $1.5M
Financial Standby Letters of Credit - 100 Pct Risk Weight Category RCOND996 $1.3M
Financial Standby Letters of Credit - Credit Equivalent Amount RCOND992 $1.3M
Financial Standby Letters of Credit - Face, Notional, or Other Amount RCOND991 $1.3M
All Other Assets - 0 Pct Risk Weight Category RCOND982 $1.2M
All Other Assets - 50 Pct Risk Weight Category RCOND984 $730K
All Other Assets - 250 Pct Risk Weight Category RCONH293 $684K
The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% RCONS504 $684K
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category RCONS562 $684K
Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category RCONS416 $379K
Total Loans and Leases Held for Sale, Residential Mortgage Exposures RCONS413 $379K
Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category RCONS459 $369K
Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category RCONS460 $128K
Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount RCOND997 $55K
Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category RCONS572 $33K
Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category RCONG605 $28K
Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount RCOND998 $28K
Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category RCONS455 $22K
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category RCONS561 $22K
Total Balance Sheet Assets - 150 Pct Risk Weight Category RCONS503 $22K
Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual RCONS449 $22K
Schedule RI-A: Changes in Bank Equity Capital (5 items)

About Schedule RI-A

Citizens Bank of Kansas Schedule RI-A, Q2 2026
Line item Code Q2 2026
Balance End of Previous Calendar Year as Restated RIADB508 $33.8M
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $33.8M
Total Equity Capital RIAD3210 $33.8M
Cash Dividends Declared on Common Stock RIAD4460 $1.9M
Other Comprehensive Income RIADB511 -$890K
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (7 items)

About Schedule RI-B, Part I · Citizens Bank of Kansas charge-offs and recoveries on loans and leases trends

Citizens Bank of Kansas Schedule RI-B, Part I, Q2 2026
Line item Code Q2 2026
Charge-offs on Allowance for Loan and Lease Losses RIAD4635 $43K
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs RIADC895 $28K
Recoveries on Allowance for Loan and Lease Losses RIAD4605 $23K
Charge-offs on All Other Loans RIAD4644 $15K
Recoveries on All Other Loans RIAD4628 $11K
Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens RIADC217 $11K
Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RIAD5412 $1K
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)

About Schedule RI-B, Part II · Citizens Bank of Kansas changes in allowances for credit losses trends

Citizens Bank of Kansas Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $2.6M
Allowance for Loan and Lease Losses RIAD3123 $2.5M
Charge-offs on Allowance for Loan and Lease Losses RIADC079 $43K
Provisions for credit losses on off-balance-sheet exposures RIADMG93 $8K
Schedule SU: Supplemental Information (2 items)

About Schedule SU

Citizens Bank of Kansas Schedule SU, Q2 2026
Line item Code Q2 2026
Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million RCONFT12 $72.2M
Total Outstanding Principal Balance of Assets Sold by the Reporting Institution with Recourse or Other Seller Provided Credit Enhancements, But Not Securitized by the Reporting Institution RCONFT10 $48.8M

Citizens Bank of Kansas call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the Citizens Bank of Kansas call report?

The Citizens Bank of Kansas call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does Citizens Bank of Kansas file?

Citizens Bank of Kansas files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the Citizens Bank of Kansas call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: Citizens Bank of Kansas has Federal Reserve RSSD ID 1014853 and FDIC certificate number 4707. Either one finds its filings on the FFIEC Central Data Repository.

How often does Citizens Bank of Kansas file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

Citizens Bank of Kansas financial reports and ratios →

New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.