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Citizens Bank of Kentucky, Inc: Return on Average Equity

8.49% Ranks #2,287 of 3,651 U.S. banks · 37th percentile

Data as of · sourced from FFIEC call reports. How we update

Citizens Bank of Kentucky, Inc reported a return on average equity of 8.49% as of Q2 2026, ranking #2,287 of 3,651 U.S. banks (37th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 8.49%
Q1 2026 7.38%
Q4 2025 8.21%
Q3 2025 7.36%
Q2 2025 8.17%
Q1 2025 6.68%
Q4 2024 7.54%
Q3 2024 7.70%
Q2 2024 7.10%
Q1 2024 5.16%
Q4 2023 7.95%
Q3 2023 7.34%

National Context

Latest value 8.49%
National rank#2,287 of 3,651
Percentile 37th
12-quarter low5.16%
12-quarter high8.49%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Citizens Bank of Kentucky, Inc's Return on Average Equity?

Citizens Bank of Kentucky, Inc's Return on Average Equity was 8.49% as of Q2 2026, ranking #2287 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Citizens Bank of Kentucky, Inc profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 2718) · FFIEC NIC profile (RSSD 495419)