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Citizens Bank of Kentucky, Inc Locations & Branches Paintsville, Kentucky
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Citizens Bank of Kentucky, Inc operates 12 branches from its headquarters in Paintsville, KY, .
Citizens Bank of Kentucky, Inc branch network
All 12 branches are in KENTUCKY, across 10 cities. Paintsville, KY has the most of its branches, 2. Its largest office by deposits is the Citizens Bank of Kentucky, Inc. office in Paintsville, KY, with $164.8M (28.9% of its branch deposits). It had the same number of branches on June 30, 2025.
Citizens Bank of Kentucky, Inc at a glance
Its CET1 capital ratio was 23.49% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $669.9M
- CET1 ratio, Q2 2026
- 23.49%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1910
Full financial profile · Is Citizens Bank of Kentucky, Inc safe? · Citizens Bank of Kentucky, Inc Q3 2026 call report, filed October 9, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Paintsville, KY (2 branches) | 1 of 5 | 42.9% | $218.0M |
| State: KY (12 branches) | 41 of 152 | 0.5% | $571.0M |
Ranked by total assets among banks headquartered in the state: Largest banks in Kentucky.
Share by county and metro area
Citizens Bank of Kentucky, Inc's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Johnson, KY (2 branches) | 1 of 5 | 42.9% | $218.0M | $508.3M |
| Floyd, KY (3 branches) | 4 of 4 | 17.7% | $115.9M | $653.0M |
| Pike, KY (2 branches) | 4 of 7 | 3.6% | $56.5M | $1.58B |
| Lawrence, KY (1 branch) | 3 of 4 | 30.5% | $51.4M | $168.4M |
| Boyd, KY (1 branch) | 7 of 8 | 4.6% | $51.0M | $1.12B |
| Magoffin, KY (1 branch) | 2 of 3 | 23.2% | $48.7M | $209.7M |
| Carter, KY (1 branch) | 4 of 4 | 2.9% | $15.0M | $508.7M |
| Clark, KY (1 branch) | 8 of 9 | 1.5% | $14.5M | $947.3M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Huntington-Ashland, WV-KY-OH (2 branches) | 21 of 25 | 0.8% | $66.0M | $7.81B |
| Lexington-Fayette, KY (1 branch) | 32 of 36 | <0.1% | $14.5M | $16.02B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Citizens Bank of Kentucky, Inc. | Paintsville, KY | 41240 | $164.8M |
| Centerpointe Branch | Prestonsburg, KY | 41653 | $70.0M |
| Mayo Shopping Plaza Branch | Paintsville, KY | 41240 | $53.3M |
| Louisa Branch | Louisa, KY | 41230 | $51.4M |
| Ashland Branch | Ashland, KY | 41101 | $51.0M |
| Salyersville Branch | Salyersville, KY | 41465 | $48.7M |
| Pikeville Branch | Pikeville, KY | 41501 | $36.0M |
| Mcdowell Branch | Mc Dowell, KY | 41647 | $33.5M |
| Weddington Plaza Branch | Pikeville, KY | 41501 | $20.4M |
| Grayson Branch | Grayson, KY | 41143 | $15.0M |
| Winchester Branch | Winchester, KY | 40391 | $14.5M |
| Allen Branch | Allen, KY | 41601 | $12.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 2718) · FFIEC NIC profile (RSSD 495419)