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Lists · Deposits by metro area

Lexington-Fayette, KY Metro Area Bank Deposit Market Share

Central Bank & Trust Company holds the largest share of deposits in the Lexington-Fayette, KY metro area, 14.9%, followed by JPMorgan Chase Bank, N.A. (12.8%) and Fifth Third Bank, N.A. (11.4%). 36 institutions hold $16.02B at 172 offices as of June 30, 2026, down 0.5% from 2025.

Institutions: 36 Offices: 172 Deposits: $16.02B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Community Trust Bank, Inc. (1.08 points); Central Bank & Trust Company (0.80 points); Old National Bank (0.26 points).

Lost: Bank of America, N.A. (-1.61 points); Fifth Third Bank, N.A. (-1.10 points); WesBanco Bank, Inc. (-0.53 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Central Bank & Trust Company 18 $2.40B 14.95% +0.80 pts 5.1%
2 JPMorgan Chase Bank, N.A. 12 $2.04B 12.76% +0.05 pts -0.1%
3 Fifth Third Bank, N.A. 13 $1.83B 11.39% -1.10 pts -9.3%
4 Traditional Bank, Inc. 9 $1.34B 8.35% +0.17 pts 1.6%
5 PNC Bank, N.A. 11 $1.12B 7.00% -0.01 pts -0.7%
6 Community Trust Bank, Inc. 11 $926.7M 5.78% +1.08 pts 22.2%
7 Bank of America, N.A. 4 $764.4M 4.77% -1.61 pts -25.7%
8 Stock Yards Bank & Trust Company 13 $717.6M 4.48% +0.16 pts 3.3%
9 WesBanco Bank, Inc. 6 $585.3M 3.65% -0.53 pts -13.1%
10 City National Bank of West Virginia 6 $470.0M 2.93% +0.08 pts 2.2%
11 Republic Bank & Trust Company 6 $442.0M 2.76% +0.10 pts 3.3%
12 Whitaker Bank, Inc 7 $414.7M 2.59% +0.23 pts 9.3%
13 Truist Bank 5 $369.1M 2.30% +0.20 pts 8.9%
14 Bank of the Bluegrass and Trust Co. 4 $346.0M 2.16% -0.02 pts -1.5%
15 Bank of Lexington, Inc. 4 $322.2M 2.01% -0.38 pts -16.5%
16 Peoples Exchange Bank, Inc. 4 $305.7M 1.91% +0.00 pts -0.4%
17 U.S. Bank N.A. 5 $276.9M 1.73% +0.14 pts 8.3%
18 Farmers Bank 4 $250.7M 1.56% +0.26 pts 18.9%
19 Guardian Savings Bank 2 $159.8M 1.00% +0.03 pts 3.0%
20 Forcht Bank, N.A. 3 $140.4M 0.88% +0.05 pts 5.2%
21 First Southern National Bank 2 $131.8M 0.82% +0.06 pts 7.3%
22 Old National Bank 1 $129.8M 0.81% +0.26 pts 46.9%
23 Independence Bank of Kentucky 1 $129.0M 0.81% +0.11 pts 15.4%
24 South Central Bank, Inc. 1 $107.8M 0.67% +0.18 pts 34.5%
25 Burke and Herbert Bank and Trust Company 1 $69.7M 0.43% -0.05 pts -10.0%
26 Peoples Bank 3 $68.8M 0.43% -0.02 pts -4.8%
27 Blue Grass Federal Savings and Loan Association 1 $40.6M 0.25% +0.03 pts 13.6%
28 Home Savings and Loan Company of Kenton, Ohio, the dba HSLC 2 $31.8M 0.20% +0.04 pts 26.2%
29 Cumberland Valley National Bank & Trust Company 2 $25.5M 0.16% -0.02 pts -11.5%
30 Monticello Banking Company 2 $20.5M 0.13% -0.06 pts -33.3%
31 The Citizens National Bank of Somerset 1 $17.6M 0.11% 0.00 pts -1.0%
32 Citizens Bank of Kentucky, Inc 1 $14.5M 0.09% 0.00 pts -2.7%
33 Woodforest National Bank 4 $9.6M 0.06% 0.00 pts -1.9%
34 Peoples Bank of Kentucky, Inc. 1 $9.2M 0.06% +0.02 pts 41.0%
35 The First National Bank of Manchester 1 $1.2M <0.01% +0.00 pts 9.2%
36 The Farmers National Bank of Danville 1 $0 <0.01% 0.00 pts New

About this list

Deposits are those held at each institution's offices in Lexington-Fayette, KY (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Counties in this metro area

Fayette County, KYScott County, KYJessamine County, KYClark County, KYWoodford County, KYBourbon County, KY

Statewide deposits

Kentucky

Largest metro areas

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