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Jessamine County, KY Bank Deposit Market Share

Farmers Bank holds the largest share of deposits in Jessamine County, KY, 26.3%, followed by Central Bank & Trust Company (17.9%) and WesBanco Bank, Inc. (12.3%). 11 institutions hold $953.6M at 16 offices as of June 30, 2026, up 3.3% from 2025.

Institutions: 11 Offices: 16 Deposits: $953.6M Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Farmers Bank (3.43 points); First Southern National Bank (1.02 points); JPMorgan Chase Bank, N.A. (0.34 points).

Lost: WesBanco Bank, Inc. (-3.20 points); City National Bank of West Virginia (-1.28 points); Monticello Banking Company (-0.44 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Farmers Bank 4 $250.7M 26.29% +3.43 pts 18.9%
2 Central Bank & Trust Company 2 $170.8M 17.92% +0.09 pts 3.9%
3 WesBanco Bank, Inc. 1 $117.0M 12.27% -3.20 pts -18.1%
4 PNC Bank, N.A. 1 $95.6M 10.03% -0.03 pts 3.1%
5 City National Bank of West Virginia 1 $93.0M 9.75% -1.28 pts -8.7%
6 First Southern National Bank 1 $72.6M 7.62% +1.02 pts 19.3%
7 JPMorgan Chase Bank, N.A. 1 $65.3M 6.85% +0.34 pts 8.7%
8 Stock Yards Bank & Trust Company 2 $60.5M 6.35% +0.18 pts 6.3%
9 The Citizens National Bank of Somerset 1 $17.6M 1.84% -0.08 pts -1.0%
10 Monticello Banking Company 1 $8.4M 0.88% -0.44 pts -31.2%
11 Woodforest National Bank 1 $2.0M 0.21% -0.02 pts -6.6%

About this list

Deposits are those held at each institution's offices in Jessamine County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

Kentucky deposits by institution Lexington-Fayette, KY metro area Kentucky bank directory

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