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Russell County, KY Bank Deposit Market Share

The First National Bank of Russell Springs holds the largest share of deposits in Russell County, KY, 57.1%, followed by Bank of Jamestown (26.8%) and United Citizens Bank of Southern Kentucky, Inc. (4.3%). 7 institutions hold $716.6M at 11 offices as of June 30, 2026, up 6.2% from 2025.

Institutions: 7 Offices: 11 Deposits: $716.6M Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: First & Farmers National Bank, Inc. (1.83 points); The First National Bank of Russell Springs (1.22 points).

Lost: Bank of Jamestown (-1.44 points); Monticello Banking Company (-0.88 points); United Citizens Bank of Southern Kentucky, Inc. (-0.48 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 The First National Bank of Russell Springs 3 $409.0M 57.08% +1.22 pts 8.5%
2 Bank of Jamestown 3 $192.2M 26.82% -1.44 pts 0.8%
3 United Citizens Bank of Southern Kentucky, Inc. 1 $30.8M 4.30% -0.48 pts -4.4%
4 Monticello Banking Company 1 $30.8M 4.29% -0.88 pts -11.8%
5 First & Farmers National Bank, Inc. 1 $19.2M 2.67% +1.83 pts 238.7%
6 The Citizens National Bank of Somerset 1 $18.9M 2.64% -0.05 pts 4.2%
7 Community Trust Bank, Inc. 1 $15.7M 2.19% -0.21 pts -3.0%

About this list

Deposits are those held at each institution's offices in Russell County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

Kentucky deposits by institution Kentucky bank directory

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