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Franklin County, KY Bank Deposit Market Share

WesBanco Bank, Inc. holds the largest share of deposits in Franklin County, KY, 31.0%, followed by Traditional Bank, Inc. (14.2%) and Independence Bank of Kentucky (11.3%). 13 institutions hold $1.20B at 22 offices as of June 30, 2026, up 7.9% from 2025.

Institutions: 13 Offices: 22 Deposits: $1.20B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: First Federal Savings Bank of Kentucky (1.70 points); Independent Correspondent Bankers' Bank, Inc. (0.99 points); Monticello Banking Company (0.24 points, new to this market).

Lost: Traditional Bank, Inc. (-2.95 points); WesBanco Bank, Inc. (-0.37 points); City National Bank of West Virginia (-0.24 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 WesBanco Bank, Inc. 3 $370.8M 31.00% -0.37 pts 6.6%
2 Traditional Bank, Inc. 2 $170.4M 14.24% -2.95 pts -10.6%
3 Independence Bank of Kentucky 2 $135.7M 11.34% +0.14 pts 9.2%
4 First Federal Savings Bank of Kentucky 3 $118.3M 9.89% +1.70 pts 30.3%
5 Fifth Third Bank, N.A. 1 $99.0M 8.27% +0.17 pts 10.1%
6 Whitaker Bank, Inc 3 $92.5M 7.74% +0.10 pts 9.2%
7 Independent Correspondent Bankers' Bank, Inc. 1 $82.5M 6.90% +0.99 pts 25.9%
8 Community Trust Bank, Inc. 2 $71.7M 5.99% +0.12 pts 10.1%
9 PNC Bank, N.A. 1 $33.7M 2.82% +0.12 pts 12.5%
10 City National Bank of West Virginia 1 $15.8M 1.32% -0.24 pts -8.6%
11 Woodforest National Bank 1 $3.1M 0.26% 0.00 pts 6.2%
12 Monticello Banking Company 1 $2.8M 0.24% +0.24 pts New
13 Peoples Bank 1 $0 <0.01% 0.00 pts New

About this list

Deposits are those held at each institution's offices in Franklin County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

Kentucky deposits by institution Frankfort, KY metro area Kentucky bank directory

Other counties in Kentucky

Jefferson CountyFayette CountyKenton CountyBoone CountyWarren CountyDaviess CountyHardin CountyCampbell CountyMccracken CountyMadison CountyPulaski CountyPike CountyChristian CountyLaurel CountyOldham CountyCalloway CountyNelson CountyHenderson CountyBullitt CountyBarren CountyShelby CountyBoyd CountyBoyle CountyHopkins CountyScott CountyJessamine CountyClark CountyMarshall CountyPerry CountyGraves CountyMontgomery CountyLogan CountyTaylor CountyGrayson CountyRussell CountyFloyd CountySimpson CountyMuhlenberg CountyMarion CountyMeade County

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