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Mccracken County, KY Bank Deposit Market Share

The Paducah Bank and Trust Company holds the largest share of deposits in Mccracken County, KY, 35.2%, followed by U.S. Bank N.A. (12.2%) and Banterra Bank (11.6%). 10 institutions hold $2.27B at 25 offices as of June 30, 2026, up 2.8% from 2025.

Institutions: 10 Offices: 25 Deposits: $2.27B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Banterra Bank (1.93 points); Citizens Deposit Bank of Arlington, Inc. (0.16 points); Independence Bank of Kentucky (0.12 points).

Lost: Community Financial Services Bank (-1.22 points); Regions Bank (-0.69 points); The Paducah Bank and Trust Company (-0.18 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 The Paducah Bank and Trust Company 5 $801.2M 35.23% -0.18 pts 2.3%
2 U.S. Bank N.A. 4 $276.6M 12.16% -0.06 pts 2.3%
3 Banterra Bank 2 $263.4M 11.58% +1.93 pts 23.4%
4 Regions Bank 4 $262.7M 11.55% -0.69 pts -2.9%
5 Independence Bank of Kentucky 3 $260.6M 11.46% +0.12 pts 4.0%
6 Community Financial Services Bank 2 $248.5M 10.93% -1.22 pts -7.5%
7 FNB Bank, Inc. 2 $79.6M 3.50% -0.16 pts -1.5%
8 Truist Bank 1 $47.7M 2.10% +0.08 pts 7.1%
9 Citizens Deposit Bank of Arlington, Inc. 1 $31.1M 1.37% +0.16 pts 16.4%
10 Woodforest National Bank 1 $2.9M 0.13% +0.00 pts 5.4%

About this list

Deposits are those held at each institution's offices in Mccracken County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

Kentucky deposits by institution Paducah, KY-IL metro area Kentucky bank directory

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