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Warren County, KY Bank Deposit Market Share

American Bank & Trust Company Inc. holds the largest share of deposits in Warren County, KY, 20.1%, followed by U.S. Bank N.A. (13.3%) and Truist Bank (10.7%). 22 institutions hold $3.99B at 54 offices as of June 30, 2026, up 1.9% from 2025.

Institutions: 22 Offices: 54 Deposits: $3.99B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Fifth Third Bank, N.A. (0.86 points, new to this market); Farmers Bank & Trust Company (0.80 points); U.S. Bank N.A. (0.78 points).

Lost: Independence Bank of Kentucky (-2.27 points); Truist Bank (-0.95 points); PNC Bank, N.A. (-0.43 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 American Bank & Trust Company Inc. 6 $800.0M 20.06% +0.32 pts 3.6%
2 U.S. Bank N.A. 5 $529.4M 13.28% +0.78 pts 8.3%
3 Truist Bank 3 $425.0M 10.66% -0.95 pts -6.4%
4 Independence Bank of Kentucky 2 $311.5M 7.81% -2.27 pts -21.1%
5 South Central Bank, Inc. 5 $281.6M 7.06% -0.20 pts -0.9%
6 German American Bank 4 $266.4M 6.68% -0.09 pts 0.5%
7 Franklin Bank & Trust Company 3 $228.1M 5.72% -0.05 pts 0.9%
8 Pinnacle Bank 1 $199.3M 5.00% +0.58 pts 15.3%
9 PNC Bank, N.A. 3 $193.2M 4.84% -0.43 pts -6.4%
10 FirstBank 3 $150.2M 3.77% +0.67 pts 23.9%
11 Farmers Bank & Trust Company 1 $134.3M 3.37% +0.80 pts 33.6%
12 JPMorgan Chase Bank, N.A. 1 $107.0M 2.68% +0.17 pts 8.9%
13 Morgantown Bank & Trust Company, Incorporated 3 $94.3M 2.37% +0.27 pts 14.9%
14 Bank of Edmonson County 2 $76.3M 1.91% -0.11 pts -3.7%
15 Edmonton State Bank 2 $42.6M 1.07% +0.01 pts 3.1%
16 Monticello Banking Company 2 $39.3M 0.99% -0.19 pts -14.7%
17 Fifth Third Bank, N.A. 2 $34.2M 0.86% +0.86 pts New
18 First Southern National Bank 1 $29.9M 0.75% +0.02 pts 4.0%
19 Peoples Bank 1 $27.2M 0.68% +0.03 pts 6.9%
20 First Financial Bank, N.A. 1 $14.0M 0.35% -0.21 pts -36.8%
21 Woodforest National Bank 2 $3.8M 0.10% -0.01 pts -3.3%
22 The Farmers National Bank of Danville 1 $0 <0.01% 0.00 pts New

About this list

Deposits are those held at each institution's offices in Warren County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

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