Lists · Deposits by metro area
Bowling Green, KY Metro Area Bank Deposit Market Share
American Bank & Trust Company Inc. holds the largest share of deposits in the Bowling Green, KY metro area, 16.5%, followed by U.S. Bank N.A. (12.0%) and Truist Bank (8.8%). 22 institutions hold $4.84B at 67 offices as of June 30, 2026, up 1.6% from 2025.
Largest share changes since 2025
Gained: Fifth Third Bank, N.A. (0.71 points, new to this market); Farmers Bank & Trust Company (0.67 points); U.S. Bank N.A. (0.63 points).
Lost: Independence Bank of Kentucky (-1.85 points); Truist Bank (-0.75 points); PNC Bank, N.A. (-0.34 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | American Bank & Trust Company Inc. | $800.0M | 16.54% | +0.32 pts |
| 2 | U.S. Bank N.A. | $581.2M | 12.02% | +0.63 pts |
| 3 | Truist Bank | $425.0M | 8.79% | -0.75 pts |
| 4 | Morgantown Bank & Trust Company, Incorporated | $361.8M | 7.48% | +0.14 pts |
| 5 | South Central Bank, Inc. | $344.6M | 7.13% | +0.04 pts |
| 6 | Independence Bank of Kentucky | $311.5M | 6.44% | -1.85 pts |
| 7 | FirstBank | $275.6M | 5.70% | +0.14 pts |
| 8 | German American Bank | $266.4M | 5.51% | -0.06 pts |
| 9 | Bank of Edmonson County | $242.7M | 5.02% | -0.20 pts |
| 10 | Franklin Bank & Trust Company | $228.1M | 4.72% | -0.03 pts |
| 11 | Pinnacle Bank | $199.3M | 4.12% | +0.49 pts |
| 12 | PNC Bank, N.A. | $193.2M | 3.99% | -0.34 pts |
| 13 | Farmers Bank & Trust Company | $134.3M | 2.78% | +0.67 pts |
| 14 | Edmonton State Bank | $133.4M | 2.76% | +0.05 pts |
| 15 | Peoples Bank | $110.3M | 2.28% | +0.22 pts |
| 16 | JPMorgan Chase Bank, N.A. | $107.0M | 2.21% | +0.15 pts |
| 17 | Monticello Banking Company | $39.3M | 0.81% | -0.15 pts |
| 18 | Fifth Third Bank, N.A. | $34.2M | 0.71% | +0.71 pts |
| 19 | First Southern National Bank | $29.9M | 0.62% | +0.01 pts |
| 20 | First Financial Bank, N.A. | $14.0M | 0.29% | -0.18 pts |
| 21 | Woodforest National Bank | $3.8M | 0.08% | 0.00 pts |
| 22 | The Farmers National Bank of Danville | $0 | <0.01% | 0.00 pts |
About this list
Deposits are those held at each institution's offices in Bowling Green, KY (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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