Lists · Deposits by county
Fayette County, KY Bank Deposit Market Share
JPMorgan Chase Bank, N.A. holds the largest share of deposits in Fayette County, KY, 16.5%, followed by Central Bank & Trust Company (16.0%) and Fifth Third Bank, N.A. (13.6%). 31 institutions hold $12.02B at 114 offices as of June 30, 2026, down 1.1% from 2025.
Largest share changes since 2025
Gained: Community Trust Bank, Inc. (1.11 points); Central Bank & Trust Company (0.98 points); Old National Bank (0.35 points).
Lost: Bank of America, N.A. (-2.11 points); Fifth Third Bank, N.A. (-1.41 points); Bank of Lexington, Inc. (-0.49 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, N.A. | $1.98B | 16.47% | +0.11 pts |
| 2 | Central Bank & Trust Company | $1.93B | 16.04% | +0.98 pts |
| 3 | Fifth Third Bank, N.A. | $1.63B | 13.56% | -1.41 pts |
| 4 | Traditional Bank, Inc. | $992.8M | 8.26% | +0.18 pts |
| 5 | PNC Bank, N.A. | $903.9M | 7.52% | -0.10 pts |
| 6 | Bank of America, N.A. | $764.4M | 6.36% | -2.11 pts |
| 7 | Community Trust Bank, Inc. | $563.4M | 4.69% | +1.11 pts |
| 8 | Republic Bank & Trust Company | $395.8M | 3.29% | +0.09 pts |
| 9 | Bank of the Bluegrass and Trust Co. | $346.0M | 2.88% | -0.01 pts |
| 10 | Bank of Lexington, Inc. | $322.2M | 2.68% | -0.49 pts |
| 11 | Truist Bank | $305.8M | 2.54% | +0.26 pts |
| 12 | U.S. Bank N.A. | $276.9M | 2.30% | +0.20 pts |
| 13 | Whitaker Bank, Inc | $225.9M | 1.88% | +0.22 pts |
| 14 | Stock Yards Bank & Trust Company | $187.5M | 1.56% | +0.28 pts |
| 15 | City National Bank of West Virginia | $165.0M | 1.37% | +0.14 pts |
| 16 | Guardian Savings Bank | $159.8M | 1.33% | +0.05 pts |
| 17 | Forcht Bank, N.A. | $140.4M | 1.17% | +0.07 pts |
| 18 | Old National Bank | $129.8M | 1.08% | +0.35 pts |
| 19 | Independence Bank of Kentucky | $129.0M | 1.07% | +0.15 pts |
| 20 | WesBanco Bank, Inc. | $113.1M | 0.94% | +0.02 pts |
| 21 | South Central Bank, Inc. | $107.8M | 0.90% | +0.24 pts |
| 22 | First Southern National Bank | $59.2M | 0.49% | -0.02 pts |
| 23 | Peoples Exchange Bank, Inc. | $55.4M | 0.46% | +0.04 pts |
| 24 | Peoples Bank | $50.8M | 0.42% | 0.00 pts |
| 25 | Home Savings and Loan Company of Kenton, Ohio, the dba HSLC | $31.8M | 0.26% | +0.06 pts |
| 26 | Cumberland Valley National Bank & Trust Company | $25.5M | 0.21% | -0.02 pts |
| 27 | Monticello Banking Company | $12.1M | 0.10% | -0.05 pts |
| 28 | Peoples Bank of Kentucky, Inc. | $9.2M | 0.08% | +0.02 pts |
| 29 | Woodforest National Bank | $5.1M | 0.04% | +0.00 pts |
| 30 | The First National Bank of Manchester | $1.2M | 0.01% | +0.00 pts |
| 31 | The Farmers National Bank of Danville | $0 | <0.01% | 0.00 pts |
About this list
Deposits are those held at each institution's offices in Fayette County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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