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The Citizens National Bank of Meridian: Balance Sheet

Data as of · Call Report Schedule RC How we update

Assets, liabilities and equity as reported on Schedule RC, the statement every other page on this profile is derived from.

Loans held for sale climbed 108.3% in Q2 2026, from $1.3M to $2.8M. It was the largest change from Q1 2026 among the key lines here. Within Mississippi, The Citizens National Bank of Meridian is 9th of 57 on total assets, $1.89B as of Q2 2026, above the middle of the field. The median for banks in the $1B-10B asset tier is $2.02B on total assets. The Citizens National Bank of Meridian sits 6% lower, at $1.89B (Q2 2026).

Assets

Assets for The Citizens National Bank of Meridian, Q2 2026
Line item Q2 2026
Total assets $1.89B
Cash and balances due from depository institutions —
Total securities $403.2M
Fed funds sold and reverse repos $1.3M
Net loans and leases $1.31B
Loans held for sale $2.8M
Trading account assets $0
Premises and fixed assets $46.1M
Other real estate owned $2.8M
Goodwill and other intangibles $0
All other assets $51.3M

Liabilities

Liabilities for The Citizens National Bank of Meridian, Q2 2026
Line item Q2 2026
Total liabilities $1.69B
Total deposits $1.63B
Fed funds purchased and repos $51.5M
Trading liabilities $0
Other borrowed money $0
Subordinated notes and debentures $0
All other liabilities $11.2M

Equity capital

Equity capital for The Citizens National Bank of Meridian, Q2 2026
Line item Q2 2026
Total equity capital $194.3M
Common stock $1.4M
Common stock surplus $79.7M
Retained earnings $133.0M
Preferred stock and surplus $0
Accumulated other comprehensive income -$19.8M
Total liabilities and equity capital $1.89B

Balance Sheet trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total assets and total liabilities
Loans, securities and cash

Balance Sheet by quarter

Values plotted above, The Citizens National Bank of Meridian, oldest first
Quarter Total assetsTotal liabilitiesNet loans and leasesSecurities
Q3 2023 $1.66B $1.51B $1.08B $427.1M
Q4 2023 $1.64B $1.49B $1.10B $422.8M
Q1 2024 $1.71B $1.55B $1.12B $413.7M
Q2 2024 $1.73B $1.57B $1.17B $398.7M
Q3 2024 $1.73B $1.56B $1.18B $401.8M
Q4 2024 $1.71B $1.55B $1.20B $389.7M
Q1 2025 $1.80B $1.62B $1.20B $389.4M
Q2 2025 $1.76B $1.58B $1.24B $406.1M
Q3 2025 $1.79B $1.60B $1.26B $403.4M
Q4 2025 $1.79B $1.61B $1.28B $397.8M
Q1 2026 $1.88B $1.69B $1.29B $391.6M
Q2 2026 $1.89B $1.69B $1.31B $403.2M

The Citizens National Bank of Meridian balance sheet, all the way back

Balance Sheet back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedule RC, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Citizens National Bank of Meridian profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 4993) · FFIEC NIC profile (RSSD 69333)