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The Citizens National Bank of Meridian Locations & Branches Meridian, Mississippi
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The Citizens National Bank of Meridian operates 27 branches from its headquarters in Meridian, MS, . Its main office is at 512 22nd Ave, Meridian, MS 39301.
The Citizens National Bank of Meridian branch network
All 27 branches are in MISSISSIPPI, across 15 cities. Meridian, MS has the most of its branches, 6. Its largest office by deposits is the The Citizens National Bank of Meridian office in Meridian, MS, with $391.9M (24.0% of its branch deposits). It had the same number of branches on June 30, 2025.
The Citizens National Bank of Meridian at a glance
Its CET1 capital ratio was 13.89% at Q3 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q3 2026
- $1.92B
- CET1 ratio, Q3 2026
- 13.89%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q3 2026, FFIEC 041
- Established
- 1888
Full financial profile · Is The Citizens National Bank of Meridian safe? · The Citizens National Bank of Meridian call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Meridian, MS (6 branches) | 1 of 10 | 33.9% | $584.0M |
| State: MS (27 branches) | 10 of 80 | 2.0% | $1.63B |
Ranked by total assets among banks headquartered in the state: Largest banks in Mississippi.
Share by county and metro area
The Citizens National Bank of Meridian's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Lauderdale, MS (6 branches) | 1 of 10 | 32.1% | $584.0M | $1.82B |
| Lamar, MS (2 branches) | 8 of 16 | 6.5% | $122.9M | $1.90B |
| Rankin, MS (2 branches) | 9 of 19 | 2.5% | $113.4M | $4.50B |
| Desoto, MS (3 branches) | 12 of 20 | 2.4% | $110.0M | $4.54B |
| Attala, MS (2 branches) | 2 of 5 | 23.8% | $107.0M | $450.4M |
| Jones, MS (1 branch) | 7 of 9 | 5.6% | $106.3M | $1.89B |
| Madison, MS (2 branches) | 12 of 23 | 1.6% | $104.2M | $6.61B |
| Lowndes, MS (2 branches) | 7 of 9 | 6.1% | $96.9M | $1.58B |
| Neshoba, MS (2 branches) | 3 of 7 | 8.2% | $79.6M | $967.4M |
| Leake, MS (1 branch) | 4 of 5 | 14.1% | $73.6M | $521.1M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Meridian, MS (7 branches) | 1 of 10 | 26.6% | $603.6M | $2.27B |
| Jackson, MS (4 branches) | 14 of 30 | 1.0% | $217.6M | $22.85B |
| Hattiesburg, MS (3 branches) | 10 of 22 | 3.3% | $147.5M | $4.52B |
| Memphis, TN-MS-AR (3 branches) | 37 of 48 | 0.2% | $110.0M | $46.19B |
| Laurel, MS (1 branch) | 8 of 10 | 4.9% | $106.3M | $2.15B |
| Columbus, MS (2 branches) | 7 of 9 | 6.1% | $96.9M | $1.58B |
Deposits by county
Every county where The Citizens National Bank of Meridian has branches (14 in all), from the June 30, 2026 Summary of Deposits: the bank's deposits, its share of all FDIC-insured deposits in the county, its rank and its branch count there. Largest deposits first.
Show all 14 counties
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| Lauderdale, MS | 6 | $584.0M | 32.1% | 1 of 10 |
| Lamar, MS | 2 | $122.9M | 6.5% | 8 of 16 |
| Rankin, MS | 2 | $113.4M | 2.5% | 9 of 19 |
| Desoto, MS | 3 | $110.0M | 2.4% | 12 of 20 |
| Attala, MS | 2 | $107.0M | 23.8% | 2 of 5 |
| Jones, MS | 1 | $106.3M | 5.6% | 7 of 9 |
| Madison, MS | 2 | $104.2M | 1.6% | 12 of 23 |
| Lowndes, MS | 2 | $96.9M | 6.1% | 7 of 9 |
| Neshoba, MS | 2 | $79.6M | 8.2% | 3 of 7 |
| Leake, MS | 1 | $73.6M | 14.1% | 4 of 5 |
| Noxubee, MS | 1 | $73.3M | 35.9% | 2 of 2 |
| Forrest, MS | 1 | $24.6M | 1.2% | 10 of 14 |
| Clarke, MS | 1 | $19.6M | 7.6% | 4 of 4 |
| Wayne, MS | 1 | $16.1M | 3.2% | 5 of 5 |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Citizens National Bank of Meridian | Meridian, MS | 39301 | $391.9M |
| Laurel Branch | Laurel, MS | 39440 | $106.3M |
| West Hattiesburg Banking Center | Hattiesburg, MS | 39402 | $88.3M |
| North Meridian Banking Centre Branch | Meridian, MS | 39305 | $87.2M |
| Madison Banking Centre | Madison, MS | 39110 | $85.2M |
| Philadelphia Branch | Philadelphia, MS | 39350 | $76.9M |
| Carthage Branch | Carthage, MS | 39051 | $73.6M |
| Macon Branch | Macon, MS | 39341 | $73.3M |
| Kosciusko Branch | Kosciusko, MS | 39090 | $66.7M |
| Brandon Banking Centre Branch | Brandon, MS | 39042 | $61.2M |
| Columbus Branch | Columbus, MS | 39705 | $55.0M |
| Castlewoods Banking Centre Branch | Brandon, MS | 39047 | $52.3M |
| West Meridian Banking Centre Branch | Meridian, MS | 39307 | $49.4M |
| Southaven Banking Centre Branch | Southaven, MS | 38671 | $42.5M |
| Bonita Lakes Mall Branch | Meridian, MS | 39301 | $42.2M |
| East Columbus Banking Centre Branch | Columbus, MS | 39702 | $41.8M |
| Olive Branch | Olive Branch, MS | 38654 | $40.7M |
| Kosciusko Hwy 12 Branch | Kosciusko, MS | 39090 | $40.3M |
| Hattiesburg Branch | Hattiesburg, MS | 39402 | $34.6M |
| Olive Branch Craft Road Banking Centre | Olive Branch, MS | 38654 | $26.9M |
| South Hattiesburg Banking Centre Branch | Hattiesburg, MS | 39402 | $24.6M |
| Quitman Branch | Quitman, MS | 39355 | $19.6M |
| Pear Orchard Banking Centre Branch | Ridgeland, MS | 39157 | $19.0M |
| Waynesboro Branch | Waynesboro, MS | 39367 | $16.1M |
| Broadmoor Express Bank | Meridian, MS | 39305 | $7.9M |
| Medical Center Express Bank | Meridian, MS | 39301 | $5.2M |
| Philadelphia Hwy 15 Branch | Philadelphia, MS | 39350 | $2.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 4993) · FFIEC NIC profile (RSSD 69333)