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Lists · Deposits by metro area

Memphis, TN-MS-AR Metro Area Bank Deposit Market Share

First Horizon Bank holds the largest share of deposits in the Memphis, TN-MS-AR metro area, 37.8%, followed by Regions Bank (10.1%) and Pinnacle Bank (5.9%). 48 institutions hold $46.19B at 337 offices as of June 30, 2026, up 10.1% from 2025.

Institutions: 48 Offices: 337 Deposits: $46.19B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: The Huntington National Bank (5.05 points, new to this market); First Horizon Bank (4.45 points); The Park National Bank (1.30 points, new to this market).

Lost: Evolve Bank & Trust (-0.56 points); Regions Bank (-0.52 points); Simmons Bank (-0.38 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 First Horizon Bank 32 $17.48B 37.83% +4.45 pts 24.7%
2 Regions Bank 40 $4.66B 10.10% -0.52 pts 4.6%
3 Pinnacle Bank 7 $2.74B 5.93% +0.05 pts 11.0%
4 The Huntington National Bank 23 $2.33B 5.05% +5.05 pts New
5 Bank of America, N.A. 11 $1.81B 3.91% -0.37 pts 0.6%
6 Independent Bank 9 $1.62B 3.50% -0.18 pts 4.6%
7 Truist Bank 17 $1.54B 3.34% -0.37 pts -0.8%
8 Renasant Bank 12 $1.14B 2.48% -0.22 pts 0.9%
9 Trustmark Bank 20 $989.4M 2.14% -0.22 pts -0.1%
10 Evolve Bank & Trust 2 $928.7M 2.01% -0.56 pts -13.9%
11 Financial Federal Bank 1 $879.7M 1.90% -0.02 pts 8.7%
12 The Bank of Fayette County 10 $828.2M 1.79% -0.03 pts 8.0%
13 Wells Fargo Bank, N.A. 7 $627.2M 1.36% -0.04 pts 6.6%
14 Paragon Bank 4 $605.1M 1.31% -0.22 pts -5.5%
15 The Park National Bank 8 $599.8M 1.30% +1.30 pts New
16 Simmons Bank 10 $551.3M 1.19% -0.38 pts -16.4%
17 Guaranty Bank and Trust Company 7 $548.0M 1.19% +0.01 pts 11.3%
18 Fidelity Bank 4 $488.1M 1.06% -0.15 pts -3.3%
19 Bank of Bartlett 7 $466.1M 1.01% -0.09 pts 0.8%
20 The Bank of Holly Springs 7 $416.1M 0.90% -0.09 pts 0.1%
21 Patriot Bank 8 $402.3M 0.87% -0.05 pts 3.7%
22 BankPlus 4 $394.6M 0.85% +0.11 pts 26.0%
23 Banktennessee 6 $350.8M 0.76% -0.05 pts 2.8%
24 BANK3 3 $339.8M 0.74% +0.05 pts 18.3%
25 Commercial Bank & Trust Company 2 $334.6M 0.72% -0.05 pts 3.2%
26 BankFirst Financial Services 5 $325.1M 0.70% -0.09 pts -2.6%
27 First Security Bank 8 $311.5M 0.67% -0.06 pts 1.4%
28 FirstBank 2 $306.3M 0.66% -0.05 pts 2.2%
29 Planters Bank & Trust Company 4 $302.5M 0.65% -0.10 pts -4.6%
30 Insouth Bank 4 $266.3M 0.58% -0.07 pts -1.6%
31 Community Bank of Mississippi 4 $221.4M 0.48% -0.03 pts 3.1%
32 Unity Bank of Mississippi 5 $207.6M 0.45% -0.04 pts 0.3%
33 JPMorgan Chase Bank, N.A. 10 $195.3M 0.42% +0.09 pts 40.3%
34 Southern Bancorp Bank 4 $151.5M 0.33% -0.08 pts -10.8%
35 Story Bank dba Story Financial Partners 2 $126.1M 0.27% -0.04 pts -3.5%
36 ServisFirst Bank 1 $112.7M 0.24% 0.00 pts 8.7%
37 The Citizens National Bank of Meridian 3 $110.0M 0.24% +0.00 pts 11.5%
38 First Financial Bank 1 $108.3M 0.23% -0.01 pts 6.6%
39 Liberty Bank and Trust Company 1 $89.4M 0.19% -0.08 pts -21.0%
40 First National Bank of Eastern Arkansas 4 $79.1M 0.17% -0.01 pts 3.1%
41 Brighton Bank 1 $45.5M 0.10% -0.02 pts -10.6%
42 Partners Bank 1 $41.0M 0.09% 0.00 pts 9.7%
43 Security Bank and Trust Company 1 $34.0M 0.07% -0.01 pts -6.9%
44 Citizens Bank and Trust Company 1 $33.2M 0.07% -0.01 pts -2.3%
45 First Choice Bank 1 $21.0M 0.05% +0.05 pts New
46 FSNB, N.A. 11 $14.7M 0.03% 0.00 pts 1.2%
47 Decatur County Bank 1 $9.5M 0.02% -0.02 pts -39.8%
48 Woodforest National Bank 1 $4.2M <0.01% +0.00 pts 19.9%

About this list

Deposits are those held at each institution's offices in Memphis, TN-MS-AR (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

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Statewide deposits

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