Citizens Progressive Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 5.41 percentage points lower than in Q1 2026, at 107.07%. Citizens Progressive Bank ranks 33rd of 102 Louisiana banks on loan-to-deposit ratio, in the upper half at 88.97% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.55% on loan-to-deposit ratio. Citizens Progressive Bank sits 8.41 points higher, at 88.97% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $29.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $37.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 88.97% |
| Net loans and leases to deposits | 88.03% |
| Loans and leases to core deposits | 107.07% |
| Core deposits to total deposits | 78.05% |
| Brokered deposits to total deposits | 5.05% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 87.08% | 73.57% | $0 | $0 |
| Q4 2023 | 87.50% | 72.17% | $0 | $0 |
| Q1 2024 | 91.01% | 73.24% | $0 | $0 |
| Q2 2024 | 87.61% | 64.85% | $0 | $0 |
| Q3 2024 | 87.14% | 65.37% | $0 | $0 |
| Q4 2024 | 88.63% | 69.21% | $0 | $0 |
| Q1 2025 | 90.70% | 75.56% | $0 | $0 |
| Q2 2025 | 90.47% | 72.10% | $0 | $0 |
| Q3 2025 | 85.95% | 72.27% | $0 | $0 |
| Q4 2025 | 85.29% | 77.10% | $0 | $0 |
| Q1 2026 | 87.15% | 77.25% | $0 | $0 |
| Q2 2026 | 88.97% | 78.05% | $0 | $0 |
Citizens Progressive Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Citizens Progressive Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Citizens Progressive Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10531) · FFIEC NIC profile (RSSD 732253)