Citizens Progressive Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Citizens Progressive Bank of Winnsboro, LA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.42% | 1.25% | -0.83% | 9th bottom |
| ROAE | 3.26% | 12.22% | -8.96% | 8th bottom |
| Net Interest Margin | 4.68% | 3.95% | +0.73% | 85th top |
| Efficiency Ratio | 86.38% | 63.71% | +22.67% | 7th bottom |
| PPNR / Avg Assets | 0.69% | — | — | 11th bottom |
| Yield on Earning Assets | 7.24% | 5.67% | +1.57% | 97th top |
| Cost of Funds | 2.71% | 1.87% | +0.84% | 10th bottom |
| Net Interest Spread | 4.17% | — | — | 88th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 4.51% | 0.88% | +3.63% | 3rd bottom |
| NPA / Total Assets | 3.51% | — | — | 2nd bottom |
| NCO / Avg Loans | 0.20% | 0.15% | +0.05% | 12th bottom |
| ACL / Total Loans | 1.05% | — | — | 32nd below |
| ACL / NPLs (Coverage) | 23.23% | — | — | 2nd bottom |
| Texas Ratio | 26.37% | 5.96% | +20.41% | 3rd bottom |
| Provision / NCO | 171.88% | — | — | 53rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.31% | 11.75% | -0.44% | 55th above |
| Equity / Assets | 12.84% | 10.98% | +1.86% | 77th top |
| TCE / Tangible Assets | 11.18% | — | — | 65th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 88.97% | 80.44% | +8.53% | 31st below |
| Core Deposit Ratio | 78.05% | 86.95% | -8.90% | 13th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -11.83% | — | — | 1st bottom |
| Loan Growth (Y/Y) | -15.19% | — | — | 1st bottom |
| Deposit Growth (Y/Y) | -13.76% | — | — | 1st bottom |
See Citizens Progressive Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Citizens Progressive Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Citizens Progressive Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Citizens Progressive Bank peer analysis.