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The City National Bank and Trust Company of Lawton, Oklahoma: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

Time deposits over $250k climbed 20.2% in Q2 2026, from $19.3M to $23.1M. It was the largest change from Q1 2026 among the key lines here. The City National Bank and Trust Company of Lawton, Oklahoma ranks 62nd of 169 Oklahoma banks on total deposits, in the upper half at $373.9M (Q2 2026). The City National Bank and Trust Company of Lawton, Oklahoma reported $373.9M on total deposits for Q2 2026, 35% above the $277.3M median for banks in the $100M-1B asset tier.

Deposit totals

Deposit totals for The City National Bank and Trust Company of Lawton, Oklahoma, Q2 2026
Line item Q2 2026
Total deposits $373.9M
Domestic office deposits $373.9M
Foreign office deposits —
Deposits to total assets 83.80%
Deposits to total liabilities 96.54%

Deposit composition

Deposit composition for The City National Bank and Trust Company of Lawton, Oklahoma, Q2 2026
Line item Q2 2026
Demand deposits $88.9M
Savings deposits $65.9M
Transaction accounts to domestic deposits 45.41%
Time deposits $20K
Time deposits under $100k $19.6M
Time deposits $100k to $250k $31.6M
Time deposits over $250k $23.1M
Noninterest-bearing share of deposits 23.78%

Stability of funding

Stability of funding for The City National Bank and Trust Company of Lawton, Oklahoma, Q2 2026
Line item Q2 2026
Core deposits $350.8M
Core deposits to total deposits 93.81%
Insured deposits —
Uninsured deposits —
Uninsured deposits to total deposits —
Brokered deposits $0
Brokered deposits to total deposits 0.00%

Cost of deposits

Cost of deposits for The City National Bank and Trust Company of Lawton, Oklahoma, Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 1.72%
Interest expense on deposits $1.2M
Loans and leases to core deposits 86.04%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, The City National Bank and Trust Company of Lawton, Oklahoma, oldest first
Quarter Total depositsCore depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $387.3M 94.73% 0.76% 1.32%
Q4 2023 $365.8M 93.32% 1.64% 1.52%
Q1 2024 $372.1M 93.28% 2.04% 1.39%
Q2 2024 $369.8M 93.99% 1.25% 1.69%
Q3 2024 $367.4M 92.81% 1.81% 1.94%
Q4 2024 $343.8M 91.91% 1.94% 1.90%
Q1 2025 $372.0M 92.36% 0.55% 1.90%
Q2 2025 $373.3M 92.39% 0.55% 1.85%
Q3 2025 $368.9M 94.58% 0.00% 1.92%
Q4 2025 $361.9M 94.54% 0.00% 1.77%
Q1 2026 $373.6M 94.85% 0.00% 1.68%
Q2 2026 $373.9M 93.81% 0.00% 1.72%

The City National Bank and Trust Company of Lawton, Oklahoma deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The City National Bank and Trust Company of Lawton, Oklahoma profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 4132) · FFIEC NIC profile (RSSD 294751)