The City National Bank and Trust Company of Lawton, Oklahoma: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The City National Bank and Trust Company of Lawton, Oklahoma of Lawton, OK against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.85% | 1.34% | +0.51% | 81st top |
| ROAE | 14.07% | 13.31% | +0.76% | 60th above |
| Net Interest Margin | 4.18% | 3.93% | +0.25% | 63rd above |
| Efficiency Ratio | 79.96% | 61.13% | +18.83% | 14th bottom |
| PPNR / Avg Assets | 2.14% | 1.68% | +0.46% | 78th top |
| Yield on Earning Assets | 5.39% | 5.67% | -0.28% | 40th below |
| Cost of Funds | 1.30% | 1.88% | -0.58% | 80th top |
| Net Interest Spread | 3.69% | 3.32% | +0.37% | 70th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.38% | 0.94% | -0.56% | 52nd above |
| NPA / Total Assets | 2.53% | 0.70% | +1.83% | 5th bottom |
| NCO / Avg Loans | 0.82% | 0.16% | +0.66% | 4th bottom |
| ACL / Total Loans | 1.90% | 1.28% | +0.62% | 92nd top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 499.57% | 1539.16% | -1039.59% | 71st above |
| Texas Ratio | 17.79% | 7.33% | +10.46% | 10th bottom |
| Provision / NCO | 64.71% | 1396.36% | -1331.65% | 32nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.87% | 12.14% | +1.73% | 81st top |
| Equity / Assets | 13.20% | 11.37% | +1.83% | 80th top |
| TCE / Tangible Assets | 13.20% | 11.09% | +2.11% | 82nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Behind the peer average, ahead of the median peer. | 80.72% | 80.64% | +0.08% | 50th above |
| Core Deposit Ratio | 93.81% | 86.86% | +6.95% | 78th top |
| Wholesale Funding Ratio | 0.58% | 5.04% | -4.46% | 88th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.50% | 6.86% | -7.36% | 17th bottom |
| Loan Growth (Y/Y) | -3.82% | 7.91% | -11.73% | 10th bottom |
| Deposit Growth (Y/Y) | 0.17% | 6.29% | -6.12% | 24th bottom |
See The City National Bank and Trust Company of Lawton, Oklahoma's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The City National Bank and Trust Company of Lawton, Oklahoma, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The City National Bank and Trust Company of Lawton, Oklahoma profile, how to read a UBPR, or how this data updates.