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The City National Bank of Metropolis: Efficiency Ratio

64.39% Ranks #2,310 of 3,644 U.S. banks · 37th percentile

Data as of · sourced from FFIEC call reports. How we update

The City National Bank of Metropolis reported a efficiency ratio of 64.39% as of Q2 2026, ranking #2,310 of 3,644 U.S. banks (37th percentile). The efficiency ratio measures non-interest operating expense against net revenue. A lower ratio means the bank converts more of each revenue dollar into pre-tax income.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 64.39%
Q1 2026 69.12%
Q4 2025 64.08%
Q3 2025 61.87%
Q2 2025 62.53%
Q1 2025 67.91%
Q4 2024 71.46%
Q3 2024 65.33%
Q2 2024 73.11%
Q1 2024 69.57%
Q4 2023 79.66%
Q3 2023 64.98%

National Context

Latest value 64.39%
National rank#2,310 of 3,644
Percentile 37th
12-quarter low61.87%
12-quarter high79.66%
Full rankingView leaderboard

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Most US community banks report efficiency ratios between 55% and 70%. Below 55% is excellent. Above 75% suggests structural expense issues: possibly over-branched, over-staffed, or sub-scale relative to revenue.

Full definition & formula →

Frequently asked questions

What is The City National Bank of Metropolis's Efficiency Ratio?

The City National Bank of Metropolis's Efficiency Ratio was 64.39% as of Q2 2026, ranking #2310 of 3,644 U.S. banks.

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full The City National Bank of Metropolis profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 3814) · FFIEC NIC profile (RSSD 298245)