The City National Bank of Metropolis: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The City National Bank of Metropolis of Metropolis, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.79% | 1.35% | -0.56% | 22nd bottom |
| ROAE | 7.53% | 12.06% | -4.53% | 23rd bottom |
| Net Interest Margin | 2.85% | 3.90% | -1.05% | 7th bottom |
| Efficiency Ratio | 64.39% | 63.15% | +1.24% | 41st below |
| PPNR / Avg Assets | 1.01% | 1.64% | -0.63% | 21st bottom |
| Yield on Earning Assets | 4.89% | 5.65% | -0.76% | 19th bottom |
| Cost of Funds | 2.31% | 1.85% | +0.46% | 21st bottom |
| Net Interest Spread | 2.19% | 3.35% | -1.16% | 6th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.42% | 0.92% | +0.50% | 20th bottom |
| NPA / Total Assets | 0.82% | 0.67% | +0.15% | 26th below |
| NCO / Avg Loans | 0.18% | 0.15% | +0.03% | 14th bottom |
| ACL / Total Loans | 1.16% | 1.28% | -0.12% | 45th below |
| ACL / NPLs (Coverage) | 81.68% | 1645.80% | -1564.12% | 21st bottom |
| Texas Ratio | 8.53% | 7.15% | +1.38% | 26th below |
| Provision / NCO | 0.00% | 1189.92% | -1189.92% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 24.06% | 20.83% | +3.23% | 87th top |
| Tier 1 Ratio | 24.06% | 20.86% | +3.20% | 87th top |
| Total Capital Ratio | 25.17% | 21.93% | +3.24% | 87th top |
| Leverage Ratio | 13.78% | 12.46% | +1.32% | 80th top |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.68% | 11.67% | -0.99% | 55th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.68% | 11.40% | -0.72% | 60th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 72.05% | 78.65% | -6.60% | 67th above |
| Core Deposit Ratio | 77.09% | 87.10% | -10.01% | 11th bottom |
| Wholesale Funding Ratio | 11.52% | 5.11% | +6.41% | 10th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.56% | 6.48% | -5.92% | 23rd bottom |
| Loan Growth (Y/Y) | 7.97% | 7.64% | +0.33% | 65th above |
| Deposit Growth (Y/Y) | -1.80% | 6.03% | -7.83% | 14th bottom |
See The City National Bank of Metropolis's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The City National Bank of Metropolis, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The City National Bank of Metropolis profile, how to read a UBPR, or how this data updates.