Coastal Community Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 9.66 percentage points in Q2 2026, from 78.45% to 88.11%. It was the largest change from Q1 2026 among the key lines here. Within Washington, Coastal Community Bank is 14th of 29 on loan-to-deposit ratio, 88.04% as of Q2 2026, above the middle of the field. At 88.04%, Coastal Community Bank's loan-to-deposit ratio is close to the 88.20% median for banks in the $1B-10B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $1.01B |
| Cash and noninterest-bearing balances to assets | 18.49% |
| Cash and securities | $1.05B |
| Fed funds sold and reverse repos | $347K |
| Fed funds sold and reverse repos to assets | 0.01% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 88.04% |
| Net loans and leases to deposits | 83.68% |
| Loans and leases to core deposits | 88.11% |
| Core deposits to total deposits | 99.92% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 90.01% | 99.85% | $0 | $0 |
| Q4 2023 | 89.90% | 99.87% | $0 | $0 |
| Q1 2024 | 92.27% | 99.92% | $0 | $0 |
| Q2 2024 | 93.73% | 99.89% | $0 | $0 |
| Q3 2024 | 94.31% | 88.31% | $0 | $0 |
| Q4 2024 | 96.53% | 87.60% | $0 | $0 |
| Q1 2025 | 92.77% | 88.04% | $0 | $0 |
| Q2 2025 | 90.99% | 88.33% | $0 | $0 |
| Q3 2025 | 93.28% | 99.90% | $0 | $0 |
| Q4 2025 | 91.26% | 99.90% | $0 | $0 |
| Q1 2026 | 78.39% | 99.92% | $0 | $0 |
| Q2 2026 | 88.04% | 99.92% | $0 | $0 |
Coastal Community Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Coastal Community Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Coastal Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34403) · FFIEC NIC profile (RSSD 2562164)