Coastal Community Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Coastal Community Bank of Everett, WA against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -3.27% | 1.47% | -4.74% | 0th bottom |
| ROAE | -34.10% | 12.81% | -46.91% | 0th bottom |
| Net Interest Margin | 7.42% | 3.84% | +3.58% | 99th top |
| Efficiency Ratio | 78.86% | 57.36% | +21.50% | 8th bottom |
| PPNR / Avg Assets | 2.96% | 1.87% | +1.09% | 95th top |
| Yield on Earning Assets | 9.81% | 5.71% | +4.10% | 99th top |
| Cost of Funds | 2.58% | 2.01% | +0.57% | 19th bottom |
| Net Interest Spread | 7.18% | 3.17% | +4.01% | 99th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.37% | 1.00% | +0.37% | 21st bottom |
| NPA / Total Assets | 1.08% | 0.76% | +0.32% | 22nd bottom |
| NCO / Avg Loans | 4.99% | 0.42% | +4.57% | 1st bottom |
| ACL / Total Loans | 4.95% | 1.30% | +3.65% | 99th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 362.66% | 543.74% | -181.08% | 75th top |
| Texas Ratio | 17.76% | 7.37% | +10.39% | 8th bottom |
| Provision / NCO | 144.10% | 619.79% | -475.69% | 46th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.97% | 17.35% | -6.38% | 9th bottom |
| Tier 1 Ratio | 10.97% | 17.38% | -6.41% | 9th bottom |
| Total Capital Ratio | 12.27% | 18.43% | -6.16% | 13th bottom |
| Leverage Ratio | 9.13% | 11.44% | -2.31% | 15th bottom |
| Equity / Assets | 8.57% | 11.34% | -2.77% | 14th bottom |
| TCE / Tangible Assets | 8.50% | 10.50% | -2.00% | 20th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Behind the peer average, ahead of the median peer. | 88.04% | 86.95% | +1.09% | 50th above |
| Core Deposit Ratio | 99.92% | 85.52% | +14.40% | 99th top |
| Uninsured Deposit Ratio | 27.45% | 33.13% | -5.68% | 62nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 21.78% | 9.66% | +12.12% | 92nd top |
| Loan Growth (Y/Y) | 19.87% | 8.03% | +11.84% | 91st top |
| Deposit Growth (Y/Y) | 23.87% | 7.84% | +16.03% | 93rd top |
See Coastal Community Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Coastal Community Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Coastal Community Bank profile, how to read a UBPR, or how this data updates.