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Cogent Bank: Return on Average Equity

24.06% Ranks #190 of 3,651 U.S. banks · 95th percentile

Data as of · sourced from FFIEC call reports. How we update

Cogent Bank reported a return on average equity of 24.06% as of Q2 2026, ranking #190 of 3,651 U.S. banks (95th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 24.06%
Q1 2026 23.04%
Q4 2025 23.66%
Q3 2025 16.79%
Q2 2025 19.70%
Q1 2025 17.51%
Q4 2024 14.71%
Q3 2024 15.47%
Q2 2024 19.33%
Q1 2024 15.99%
Q4 2023 4.58%
Q3 2023 13.49%

National Context

Latest value 24.06%
National rank#190 of 3,651
Percentile 95th
12-quarter low4.58%
12-quarter high24.06%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Cogent Bank's Return on Average Equity?

Cogent Bank's Return on Average Equity was 24.06% as of Q2 2026, ranking #190 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Cogent Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 34908) · FFIEC NIC profile (RSSD 2847142)