Branch Network
Cogent Bank Locations & Branches Orlando, Florida
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Cogent Bank operates 10 branches from its headquarters in Orlando, FL, .
Cogent Bank branch network
All 10 branches are in FLORIDA, across 10 cities. Its largest office by deposits is its main office in Orlando, FL, with $559.8M (25.6% of its branch deposits). On June 30, 2025 it had 9 branches, 1 fewer than in 2026.
Cogent Bank at a glance
Its CET1 capital ratio was 11.95% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $2.45B
- CET1 ratio, Q2 2026
- 11.95%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1999
Full financial profile · Is Cogent Bank safe? · Cogent Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Orlando, FL (1 branch) | 10 of 31 | 1.8% | $559.8M |
| State: FL (10 branches) | 42 of 186 | 0.2% | $2.19B |
Ranked by total assets among banks headquartered in the state: Largest banks in Florida.
Share by county and metro area
Cogent Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Orange, FL (2 branches) | 9 of 39 | 2.1% | $912.8M | $43.52B |
| Lee, FL (1 branch) | 16 of 34 | 1.5% | $326.5M | $21.12B |
| Duval, FL (1 branch) | 17 of 28 | 0.2% | $243.0M | $109.31B |
| Hillsborough, FL (1 branch) | 21 of 51 | 0.5% | $221.5M | $45.05B |
| Collier, FL (1 branch) | 19 of 37 | 1.1% | $202.9M | $19.16B |
| Marion, FL (1 branch) | 17 of 21 | 1.1% | $81.1M | $7.60B |
| Volusia, FL (1 branch) | 20 of 20 | 0.4% | $51.0M | $12.43B |
| Manatee, FL (1 branch) | 20 of 25 | 0.2% | $22.7M | $10.70B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Orlando-Kissimmee-Sanford, FL (2 branches) | 13 of 48 | 1.3% | $912.8M | $68.65B |
| Cape Coral-Fort Myers, FL (1 branch) | 16 of 34 | 1.5% | $326.5M | $21.12B |
| Jacksonville, FL (1 branch) | 20 of 36 | 0.2% | $243.0M | $120.78B |
| Tampa-St. Petersburg-Clearwater, FL (1 branch) | 34 of 60 | 0.2% | $221.5M | $131.41B |
| Naples-Marco Island, FL (1 branch) | 19 of 37 | 1.1% | $202.9M | $19.16B |
| Ocala, FL (1 branch) | 17 of 21 | 1.1% | $81.1M | $7.60B |
| Deltona-Daytona Beach-Ormond Beach, FL (1 branch) | 20 of 20 | 0.3% | $51.0M | $15.04B |
| North Port-Sarasota-Bradenton, FL (1 branch) | 36 of 39 | <0.1% | $22.7M | $29.05B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Cogent Bank (main office) | Orlando, FL | 32801 | $559.8M |
| Winter Park Branch | Winter Park, FL | 32789 | $353.1M |
| Ft. Myers Branch | Fort Myers, FL | 33912 | $326.5M |
| Jacksonville Branch | Jacksonville, FL | 32256 | $243.0M |
| Tampa Branch | Tampa, FL | 33607 | $221.5M |
| Naples Branch | Naples, FL | 34108 | $202.9M |
| Clearwater Branch | Clearwater, FL | 33761 | $127.0M |
| Ocala Branch | Ocala, FL | 34471 | $81.1M |
| Orange City Branch | Orange City, FL | 32763 | $51.0M |
| Bradenton Banking Center Branch | Bradenton, FL | 34205 | $22.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 34908) · FFIEC NIC profile (RSSD 2847142)