Lists · Deposits by metro area
Cape Coral-Fort Myers, FL Metro Area Bank Deposit Market Share
Wells Fargo Bank, N.A. holds the largest share of deposits in the Cape Coral-Fort Myers, FL metro area, 15.3%, followed by Bank of America, N.A. (13.1%) and Truist Bank (10.5%). 34 institutions hold $21.12B at 162 offices as of June 30, 2026, down 5.3% from 2025.
Largest share changes since 2025
Gained: Commerce Bank (5.05 points, new to this market); Pinnacle Bank (1.94 points, new to this market); Wells Fargo Bank, N.A. (1.07 points).
Lost: Centennial Bank (-0.42 points); Truist Bank (-0.19 points); Third Federal Savings & Loan Association of Cleveland (-0.17 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Wells Fargo Bank, N.A. | $3.23B | 15.31% | +1.07 pts |
| 2 | Bank of America, N.A. | $2.76B | 13.08% | +0.04 pts |
| 3 | Truist Bank | $2.22B | 10.51% | -0.19 pts |
| 4 | JPMorgan Chase Bank, N.A. | $1.99B | 9.43% | +0.65 pts |
| 5 | Fifth Third Bank, N.A. | $1.99B | 9.41% | +0.33 pts |
| 6 | Commerce Bank | $1.07B | 5.05% | +5.05 pts |
| 7 | Sanibel Captiva Community Bank | $805.9M | 3.82% | +0.07 pts |
| 8 | First Horizon Bank | $791.0M | 3.75% | -0.16 pts |
| 9 | EverBank, N.A. | $732.7M | 3.47% | +0.55 pts |
| 10 | Bank OZK | $634.8M | 3.01% | +0.13 pts |
| 11 | Regions Bank | $594.6M | 2.82% | +0.11 pts |
| 12 | Pinnacle Bank | $409.8M | 1.94% | +1.94 pts |
| 13 | Edison National Bank | $399.0M | 1.89% | +0.30 pts |
| 14 | Valley National Bank | $393.5M | 1.86% | +0.10 pts |
| 15 | The Northern Trust Company | $360.9M | 1.71% | +0.03 pts |
| 16 | Cogent Bank | $326.5M | 1.55% | +0.23 pts |
| 17 | Busey Bank | $287.6M | 1.36% | -0.04 pts |
| 18 | Third Federal Savings & Loan Association of Cleveland | $245.1M | 1.16% | -0.17 pts |
| 19 | PNC Bank, N.A. | $230.8M | 1.09% | -0.07 pts |
| 20 | Centennial Bank | $229.8M | 1.09% | -0.42 pts |
| 21 | United Fidelity Bank, FSB | $229.4M | 1.09% | +0.24 pts |
| 22 | First-Citizens Bank & Trust Company | $201.2M | 0.95% | +0.22 pts |
| 23 | BankUnited, N.A. | $176.1M | 0.83% | -0.11 pts |
| 24 | Gulf Coast Business Bank | $160.3M | 0.76% | +0.19 pts |
| 25 | First Bank | $123.6M | 0.59% | +0.02 pts |
| 26 | BMO Bank N.A. | $97.9M | 0.46% | -0.09 pts |
| 27 | TD Bank, N.A. | $95.3M | 0.45% | +0.06 pts |
| 28 | Incrediblebank | $89.6M | 0.42% | +0.17 pts |
| 29 | Lake Forest Bank & Trust Company, N.A. | $88.1M | 0.42% | +0.10 pts |
| 30 | Crews Bank & Trust | $79.6M | 0.38% | +0.00 pts |
| 31 | Flagstar Bank, N.A. | $53.0M | 0.25% | +0.00 pts |
| 32 | Meridian Bank | $16.8M | 0.08% | +0.08 pts |
| 33 | KeyBank N.A. | $2.8M | 0.01% | 0.00 pts |
| 34 | American Momentum Bank | $0 | <0.01% | 0.00 pts |
About this list
Deposits are those held at each institution's offices in Cape Coral-Fort Myers, FL (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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Statewide deposits
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