Branch Presence
Banks with Branches in Clearwater, FL
Bank of America, N.A. is the biggest bank in Clearwater, FL, with $1.24B in deposits at its Clearwater branches, 15.0% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. Fifth Third Bank, N.A. has the most branches here, with 8.
23 banks operate 57 branches in Clearwater, FL, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $8.27B held in Clearwater, FL, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Clearwater | Local deposits | Deposit share |
|---|---|---|---|
| Fifth Third Bank, N.A. | 8 | $479.3M | 5.8% (#8) |
| Truist Bank | 7 | $1.14B | 13.8% (#2) |
| Regions Bank | 6 | $683.7M | 8.3% (#6) |
| JPMorgan Chase Bank, N.A. | 6 | $555.8M | 6.7% (#7) |
| Wells Fargo Bank, N.A. | 5 | $863.0M | 10.4% (#3) |
| Bank of America, N.A. | 4 | $1.24B | 15.0% (#1) |
| Valley National Bank | 2 | $762.1M | 9.2% (#4) |
| PNC Bank, N.A. | 2 | $147.7M | 1.8% (#13) |
| TD Bank, N.A. | 2 | $137.9M | 1.7% (#15) |
| Centennial Bank | 2 | $7.4M | <0.1% (#23) |
| EverBank, N.A. | 1 | $747.6M | 9.0% (#5) |
| Waterfall Bank | 1 | $330.3M | 4.0% (#9) |
| Flagship Bank | 1 | $191.5M | 2.3% (#10) |
| Third Federal Savings & Loan Association of Cleveland | 1 | $175.0M | 2.1% (#11) |
| Pinnacle Bank | 1 | $166.2M | 2.0% (#12) |
| Bank OZK | 1 | $140.6M | 1.7% (#14) |
| Cogent Bank | 1 | $127.0M | 1.5% (#16) |
| Hancock Whitney Bank | 1 | $120.3M | 1.5% (#17) |
| BankUnited, N.A. | 1 | $97.1M | 1.2% (#18) |
| The Bank of Tampa | 1 | $87.3M | 1.1% (#19) |
| Bayfirst National Bank | 1 | $48.6M | 0.6% (#20) |
| Echelon Bank | 1 | $10.9M | 0.1% (#21) |
| American Momentum Bank | 1 | $10.8M | 0.1% (#22) |
County deposit market: Pinellas, FL
The $73.89B held across 32 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Pinellas, FL market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Raymond James Bank | 56.0% | $41.40B | 1 |
| 2 | Bank of America, N.A. | 7.0% | $5.16B | 21 |
| 3 | Wells Fargo Bank, N.A. | 5.5% | $4.10B | 25 |
| 4 | Truist Bank | 5.1% | $3.80B | 28 |
| 5 | Regions Bank | 4.5% | $3.29B | 27 |
| 6 | JPMorgan Chase Bank, N.A. | 3.9% | $2.88B | 26 |
| 7 | Fifth Third Bank, N.A. | 2.0% | $1.48B | 20 |
| 8 | Bank OZK | 2.0% | $1.47B | 9 |
| 9 | Valley National Bank | 1.9% | $1.39B | 6 |
| 10 | Climate First Bank | 1.7% | $1.23B | 1 |
Metro area deposit market: Tampa-St. Petersburg-Clearwater, FL
The $131.41B held across 60 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Tampa-St. Petersburg-Clearwater, FL market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Raymond James Bank | 31.5% | $41.40B | 1 |
| 2 | Bank of America, N.A. | 10.6% | $13.93B | 62 |
| 3 | Truist Bank | 10.3% | $13.53B | 85 |
| 4 | Wells Fargo Bank, N.A. | 9.3% | $12.18B | 59 |
| 5 | JPMorgan Chase Bank, N.A. | 6.3% | $8.27B | 63 |
| 6 | Regions Bank | 5.5% | $7.16B | 58 |
| 7 | Fifth Third Bank, N.A. | 3.5% | $4.59B | 45 |
| 8 | Valley National Bank | 3.0% | $4.00B | 12 |
| 9 | The Bank of Tampa | 2.0% | $2.60B | 11 |
| 10 | Pinnacle Bank | 1.8% | $2.42B | 14 |
Banks in Clearwater: common questions
What is the biggest bank in Clearwater, FL?
Bank of America, N.A. is the biggest bank in Clearwater, FL, with $1.24B in deposits at its Clearwater branches, 15.0% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. Fifth Third Bank, N.A. has the most branches there, with 8.
How many banks are in Clearwater, FL?
23 FDIC-insured banks operate 57 branches in Clearwater, FL as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Clearwater, FL?
Ranked by deposits held in Clearwater branches as of the June 30, 2026 FDIC Summary of Deposits: 1. Bank of America, N.A. (15.0%); 2. Truist Bank (13.8%); 3. Wells Fargo Bank, N.A. (10.4%); 4. Valley National Bank (9.2%); 5. EverBank, N.A. (9.0%). The share is each bank's part of all deposits in the city.
Largest banks in Florida
For the state as a whole, see the largest banks in Florida, ranked by total assets and by deposits in Florida branches, or every bank in the Florida bank directory.
Banks in other Florida cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.