Colorado Federal Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Colorado Federal Savings Bank of Greenwood Village, CO against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.53% | 1.46% | -0.93% | 10th bottom |
| ROAE | 5.11% | 12.72% | -7.61% | 11th bottom |
| Net Interest Margin | 1.86% | 3.85% | -1.99% | 1st bottom |
| Efficiency Ratio | 59.89% | 57.40% | +2.49% | 45th below |
| PPNR / Avg Assets | 0.69% | 1.88% | -1.19% | 7th bottom |
| Yield on Earning Assets | 4.86% | 5.72% | -0.86% | 15th bottom |
| Cost of Funds | 3.05% | 2.02% | +1.03% | 7th bottom |
| Net Interest Spread | 1.08% | 3.18% | -2.10% | 1st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.71% | 1.00% | -0.29% | 45th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.51% | 0.76% | -0.25% | 49th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.05% | 0.43% | -0.38% | 42nd below |
| ACL / Total Loans | 0.81% | 1.31% | -0.50% | 14th bottom |
| ACL / NPLs (Coverage) | 113.96% | 543.74% | -429.78% | 35th below |
| Texas Ratio | 4.33% | 7.39% | -3.06% | 54th above |
| Provision / NCO | 0.00% | 619.26% | -619.26% | 10th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 16.64% | 17.34% | -0.70% | 81st top |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 16.64% | 17.37% | -0.73% | 81st top |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 17.50% | 18.42% | -0.92% | 80th top |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.47% | 11.44% | -0.97% | 50th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.28% | 11.34% | -0.06% | 64th above |
| TCE / Tangible Assets | 11.14% | 10.50% | +0.64% | 73rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 102.54% | 86.94% | +15.60% | 12th bottom |
| Core Deposit Ratio | 78.11% | 85.56% | -7.45% | 17th bottom |
| Uninsured Deposit Ratio | 9.74% | 33.14% | -23.40% | 97th top |
| Wholesale Funding Ratio | 17.95% | 5.69% | +12.26% | 4th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -3.99% | 9.69% | -13.68% | 4th bottom |
| Loan Growth (Y/Y) | 3.07% | 8.06% | -4.99% | 35th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.45% | 7.87% | -0.42% | 64th above |
See Colorado Federal Savings Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Colorado Federal Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Colorado Federal Savings Bank profile, how to read a UBPR, or how this data updates.