Colorado Federal Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 15.26 percentage points lower than in Q1 2026, at 111.73%. Within Colorado, Colorado Federal Savings Bank is 7th of 63 on loan-to-deposit ratio, 102.54% as of Q2 2026, above the middle of the field. The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Colorado Federal Savings Bank sits 14.34 points higher, at 102.54% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $74.6M |
| Cash and noninterest-bearing balances to assets | 3.23% |
| Cash and securities | $391.9M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $415.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 17.95% |
| Trading liabilities | $94K |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 102.54% |
| Net loans and leases to deposits | 101.71% |
| Loans and leases to core deposits | 111.73% |
| Core deposits to total deposits | 78.11% |
| Brokered deposits to total deposits | 13.66% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 119.67% | 81.45% | $0 | $620.0M |
| Q4 2023 | 137.95% | 77.98% | $180.4M | $745.0M |
| Q1 2024 | 132.12% | 74.61% | $0 | $870.0M |
| Q2 2024 | 125.95% | 77.31% | $0 | $775.0M |
| Q3 2024 | 115.28% | 79.80% | $0 | $645.0M |
| Q4 2024 | 139.89% | 71.28% | $0 | $835.0M |
| Q1 2025 | 120.94% | 75.44% | $0 | $630.0M |
| Q2 2025 | 106.89% | 77.85% | $0 | $630.0M |
| Q3 2025 | 100.47% | 80.40% | $0 | $605.0M |
| Q4 2025 | 122.25% | 72.95% | $89.5M | $955.0M |
| Q1 2026 | 115.08% | 76.89% | $0 | $790.0M |
| Q2 2026 | 102.54% | 78.11% | $0 | $415.0M |
Colorado Federal Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Colorado Federal Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Colorado Federal Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 33111) · FFIEC NIC profile (RSSD 1718469)