Columbus Bank and Trust Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 27.7% higher than in Q1 2026, at $5.6M. Among 138 Nebraska banks, Columbus Bank and Trust Company sits 13th from the top on loan-to-deposit ratio, 102.22% as of Q2 2026. Columbus Bank and Trust Company reported 102.22% on loan-to-deposit ratio for Q2 2026, 21.27 points above the 80.94% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $5.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $44.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $27.3M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 9.94% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 102.22% |
| Net loans and leases to deposits | 100.78% |
| Loans and leases to core deposits | 108.68% |
| Core deposits to total deposits | 93.01% |
| Brokered deposits to total deposits | 1.04% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 96.81% | 91.81% | $0 | $21.4M |
| Q4 2023 | 105.08% | 92.08% | $0 | $33.1M |
| Q1 2024 | 106.26% | 88.47% | $0 | $32.5M |
| Q2 2024 | 106.61% | 87.53% | $0 | $32.8M |
| Q3 2024 | 108.87% | 87.05% | $0 | $38.4M |
| Q4 2024 | 104.99% | 87.49% | $0 | $31.4M |
| Q1 2025 | 97.23% | 88.24% | $0 | $17.1M |
| Q2 2025 | 98.63% | 91.15% | $0 | $19.5M |
| Q3 2025 | 104.87% | 90.45% | $0 | $33.6M |
| Q4 2025 | 103.47% | 93.61% | $0 | $34.4M |
| Q1 2026 | 102.07% | 93.21% | $0 | $27.5M |
| Q2 2026 | 102.22% | 93.01% | $0 | $27.3M |
Columbus Bank and Trust Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Columbus Bank and Trust Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Columbus Bank and Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15010) · FFIEC NIC profile (RSSD 241559)