Columbus Bank and Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Columbus Bank and Trust Company of Columbus, NE against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.54% | 1.34% | +0.20% | 65th above |
| ROAE | 15.40% | 13.31% | +2.09% | 68th above |
| Net Interest Margin | 3.70% | 3.93% | -0.23% | 37th below |
| Efficiency Ratio | 54.62% | 61.14% | -6.52% | 70th above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.67% | 1.68% | -0.01% | 55th above |
| Yield on Earning Assets | 6.01% | 5.67% | +0.34% | 69th above |
| Cost of Funds | 2.54% | 1.88% | +0.66% | 14th bottom |
| Net Interest Spread | 3.05% | 3.32% | -0.27% | 35th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.12% | 0.94% | -0.82% | 71st above |
| NPA / Total Assets | 0.09% | 0.70% | -0.61% | 71st above |
| NCO / Avg Loans | -0.02% | 0.16% | -0.18% | 90th top |
| ACL / Total Loans | 1.41% | 1.28% | +0.13% | 72nd above |
| ACL / NPLs (Coverage) | 1209.23% | 1538.77% | -329.54% | — |
| Texas Ratio | 0.92% | 7.33% | -6.41% | 74th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.47% | 12.14% | -2.67% | 21st bottom |
| Equity / Assets | 10.12% | 11.37% | -1.25% | 46th below |
| TCE / Tangible Assets | 9.26% | 11.09% | -1.83% | 35th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 102.22% | 80.63% | +21.59% | 9th bottom |
| Core Deposit Ratio | 93.01% | 86.86% | +6.15% | 74th above |
| Wholesale Funding Ratio | 9.94% | 5.03% | +4.91% | 14th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.23% | 6.85% | -2.62% | 49th below |
| Loan Growth (Y/Y) | 3.93% | 7.90% | -3.97% | 42nd below |
| Deposit Growth (Y/Y) | 0.28% | 6.29% | -6.01% | 25th below |
See Columbus Bank and Trust Company's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Columbus Bank and Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Columbus Bank and Trust Company profile, how to read a UBPR, or how this data updates.