Bank routing number ยท Winter Park, Florida
Commerce Bank & Trust Routing Number (ABA): 063115408
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The Commerce Bank & Trust routing number is 063115408. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Commerce Bank & Trust at a glance
Its CET1 capital ratio was 14.12% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $197.9M
- CET1 ratio, Q2 2026
- 14.12%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Domestic offices
- 1 FDIC institution directory, current count
- Established
- 2003
Full financial profile · Is Commerce Bank & Trust safe? · Branch locations
Commerce Bank & Trust routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 063115408 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Commerce Bank & Trust publishes any other numbers it uses itself.
What the digits mean
The first two digits, 06, place this number in the Federal Reserve Bank of Atlanta's district (District 6). Digits five through eight, 1540, identify the institution within that district. The last digit, 8, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Commerce Bank & Trust
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Commerce Bank & Trust checks or in its online banking. Ask the bank for wire instructions (www.cbt-fl.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Commerce Bank & Trust
Commerce Bank & Trust is headquartered in Winter Park, Florida and was established in 2003. It is in the ORLANDO-KISSIMMEE-SANFORD, FL metro area. It reported $197.9M in total assets and $168.8M in deposits for Q2 2026, the 68th largest of the 81 banks headquartered in Florida. It reports 1 domestic office. Its deposits have been FDIC insured since 2003. Its primary federal regulator is the Federal Reserve. One other bank or credit union headquartered in Winter Park has a routing number listed here.
What the digits in 063115408 mean
The first four digits, 0631, are the Federal Reserve routing symbol. The prefix 06 places the number in the 6th Federal Reserve District (Atlanta). That is also the district where the bank is headquartered. Digits five through eight, 1540, identify the institution within its Federal Reserve district. The last digit, 8, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 5 + 7 x 7 + 16 = 80, a multiple of 10, so 063115408 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Commerce Bank & Trust routing number?
The Commerce Bank & Trust routing number is 063115408. It is the primary ABA routing transit number registered to Commerce Bank & Trust, headquartered in Winter Park, FL. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Commerce Bank & Trust wire routing number?
This page lists the primary routing number registered to Commerce Bank & Trust. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Commerce Bank & Trust before sending a wire.
Is ABA number 063115408 the routing number for Commerce Bank & Trust?
Yes. It is the primary routing number registered to Commerce Bank & Trust.
Which bank uses routing number 063115408?
It belongs to Commerce Bank & Trust, headquartered in Winter Park, FL. It is the bank's primary ABA routing number (FDIC certificate 57429).
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Regulator records: FDIC BankFind (cert 57429) · FFIEC NIC profile (RSSD 3148613)