Commercewest Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Commercewest Bank of Irvine, CA against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.27% | 1.34% | -0.07% | 48th below |
| ROAE | 11.42% | 12.40% | -0.98% | 43rd below |
| Net Interest Margin | 3.13% | 3.83% | -0.70% | 19th bottom |
| Efficiency Ratio | 48.97% | 57.84% | -8.87% | 77th top |
| PPNR / Avg Assets | 1.71% | — | — | 47th below |
| Yield on Earning Assets | 4.73% | 5.71% | -0.98% | 12th bottom |
| Cost of Funds | 1.35% | 2.02% | -0.67% | 86th top |
| Net Interest Spread | 2.29% | — | — | 13th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.23% | 1.00% | +0.23% | 27th below |
| NPA / Total Assets | 0.80% | — | — | 32nd below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.18% | 0.43% | -0.25% | 20th bottom |
| ACL / Total Loans | 1.32% | — | — | 71st above |
| ACL / NPLs (Coverage) | 107.35% | — | — | 33rd below |
| Texas Ratio | 7.00% | 5.47% | +1.53% | 25th below |
| Provision / NCO | 29.76% | — | — | 15th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 16.46% | 14.99% | +1.47% | 80th top |
| Tier 1 Ratio | 16.46% | 15.02% | +1.44% | 80th top |
| Total Capital Ratio | 17.71% | — | — | 80th top |
| Leverage Ratio | 11.14% | 11.11% | +0.03% | 62nd above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.80% | 11.02% | -0.22% | 57th above |
| TCE / Tangible Assets | 10.57% | — | — | 65th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 73.84% | 86.99% | -13.15% | 80th top |
| Core Deposit Ratio | 94.88% | 85.57% | +9.31% | 85th top |
| Uninsured Deposit Ratio | 79.13% | 33.19% | +45.94% | 1st bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.30% | — | — | 22nd bottom |
| Loan Growth (Y/Y) | -3.88% | — | — | 6th bottom |
| Deposit Growth (Y/Y) | 2.14% | — | — | 30th below |
See Commercewest Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Commercewest Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Commercewest Bank profile, how to read a UBPR, or how this data updates.