Commercewest Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 6.21 percentage points in Q2 2026, from 101.14% to 107.35%. It was the largest change from Q1 2026 among the key lines here. Commercewest Bank ranks 39th of 114 California banks on return on assets, in the upper half at 1.27% (Q2 2026). At 1.27%, Commercewest Bank's return on assets is close to the 1.27% median for banks in the $1B-10B asset tier (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 16.46% |
| Tier 1 risk-based capital ratio | 16.46% |
| Total risk-based capital ratio | 17.71% |
| Tier 1 leverage ratio | 11.14% |
| Equity capital to assets | 10.80% |
| Tangible equity to tangible assets | 10.57% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.23% |
| Non-performing assets ratio | 0.80% |
| Net charge-off ratio | 0.18% |
| Texas ratio | 7.00% |
| Allowance for credit losses to loans | 1.32% |
| Reserve coverage of non-performing loans | 107.35% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.27% |
| Return on equity | 11.42% |
| Net interest margin | 3.13% |
| Efficiency ratio | 48.97% |
| Yield on earning assets | 4.73% |
| Cost of funds | 1.35% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 73.84% |
| Core deposits to total deposits | 94.88% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 88.25% |
| Securities to assets | 18.08% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 18.47% | 18.47% | 19.73% | 11.18% | 1.97% |
| Q4 2023 | 17.94% | 17.94% | 19.20% | 12.09% | 1.48% |
| Q1 2024 | 18.09% | 18.09% | 19.35% | 12.58% | 1.33% |
| Q2 2024 | 18.41% | 18.41% | 19.67% | 12.06% | 1.29% |
| Q3 2024 | 17.45% | 17.45% | 18.70% | 11.77% | 1.26% |
| Q4 2024 | 16.67% | 16.67% | 17.92% | 11.16% | 1.45% |
| Q1 2025 | 16.76% | 16.76% | 18.01% | 12.35% | 1.22% |
| Q2 2025 | 16.83% | 16.83% | 18.08% | 12.68% | 1.27% |
| Q3 2025 | 16.68% | 16.68% | 17.93% | 12.22% | 1.14% |
| Q4 2025 | 17.61% | 17.61% | 18.86% | 12.50% | 1.36% |
| Q1 2026 | 17.98% | 17.98% | 19.23% | 11.89% | 1.33% |
| Q2 2026 | 16.46% | 16.46% | 17.71% | 11.14% | 1.27% |
Commercewest Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Commercewest Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Commercewest Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57176) · FFIEC NIC profile (RSSD 3052813)