Commercial Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 2.22 percentage points in Q2 2026, from 19.92% to 17.70%. It was the largest change from Q1 2026 among the key lines here. Within Kansas, Commercial Bank is 52nd of 182 on total deposits, $354.2M as of Q2 2026. The median for banks in the $100M-1B asset tier is $276.0M on total deposits. Commercial Bank sits 28% higher, at $354.2M (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $354.2M |
| Domestic office deposits | $354.2M |
| Foreign office deposits | — |
| Deposits to total assets | 92.68% |
| Deposits to total liabilities | 99.41% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $170.5M |
| Savings deposits | $39.8M |
| Transaction accounts to domestic deposits | 48.13% |
| Time deposits | $28K |
| Time deposits under $100k | $39.0M |
| Time deposits $100k to $250k | $29.1M |
| Time deposits over $250k | $32.5M |
| Noninterest-bearing share of deposits | 17.70% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $321.7M |
| Core deposits to total deposits | 90.83% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.44% |
| Interest expense on deposits | $1.0M |
| Loans and leases to core deposits | 54.40% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $323.2M | 91.95% | 0.00% | 1.03% |
| Q4 2023 | $329.6M | 92.47% | 0.00% | 1.20% |
| Q1 2024 | $323.5M | 92.07% | 0.00% | 1.38% |
| Q2 2024 | $326.8M | 91.50% | 0.00% | 1.55% |
| Q3 2024 | $313.7M | 92.26% | 0.00% | 1.66% |
| Q4 2024 | $333.8M | 91.87% | 0.00% | 1.60% |
| Q1 2025 | $344.8M | 91.53% | 0.00% | 1.51% |
| Q2 2025 | $339.4M | 91.14% | 0.00% | 1.51% |
| Q3 2025 | $331.3M | 91.33% | 0.00% | 1.48% |
| Q4 2025 | $343.7M | 89.94% | 0.00% | 1.58% |
| Q1 2026 | $353.3M | 89.31% | 0.00% | 1.49% |
| Q2 2026 | $354.2M | 90.83% | 0.00% | 1.44% |
Commercial Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Commercial Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Commercial Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11777) · FFIEC NIC profile (RSSD 296559)