Commercial Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Commercial Bank of Parsons, KS against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.68% | 1.25% | -0.57% | 17th bottom |
| ROAE | 10.00% | 13.17% | -3.17% | 35th below |
| Net Interest Margin | 3.53% | 3.95% | -0.42% | 28th below |
| Efficiency Ratio | 71.67% | 61.50% | +10.17% | 24th bottom |
| PPNR / Avg Assets | 1.00% | — | — | 19th bottom |
| Yield on Earning Assets | 4.60% | 5.67% | -1.07% | 10th bottom |
| Cost of Funds | 1.15% | 1.87% | -0.72% | 87th top |
| Net Interest Spread | 3.16% | — | — | 41st below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.63% | 0.93% | -0.30% | 40th below |
| NPA / Total Assets | 0.29% | — | — | 52nd above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.15% | -0.14% | 43rd below |
| ACL / Total Loans | 1.33% | — | — | 66th above |
| ACL / NPLs (Coverage) | 211.74% | — | — | 49th below |
| Texas Ratio | 2.41% | 6.06% | -3.65% | 53rd above |
| Provision / NCO | 3925.00% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 16.24% | 17.18% | -0.94% | 59th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 16.24% | 17.21% | -0.97% | 59th above |
| Total Capital Ratio | 17.45% | — | — | 59th above |
| Leverage Ratio | 8.33% | 11.75% | -3.42% | 4th bottom |
| Equity / Assets | 6.78% | 10.98% | -4.20% | 5th bottom |
| TCE / Tangible Assets | 6.78% | — | — | 6th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 49.41% | 80.44% | -31.03% | 92nd top |
| Core Deposit Ratio | 90.83% | 86.95% | +3.88% | 60th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.38% | — | — | 49th below |
| Loan Growth (Y/Y) | 2.53% | — | — | 33rd below |
| Deposit Growth (Y/Y) | 4.36% | — | — | 52nd above |
See Commercial Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Commercial Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Commercial Bank profile, how to read a UBPR, or how this data updates.