Bank call report · Nelson, NE
Commercial Bank Call Report
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Commercial Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 254 reported line items, schedule by schedule (807 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 42457 |
| FDIC certificate number | 12246 |
| Total assets | $56.5M |
Official Q2 2026 call report PDF (FFIEC) →
Commercial Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (25 items)
About Schedule RC · Commercial Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $56.5M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $56.5M |
| Total Liabilities and Minority Interest | RCON2948 | $48.6M |
| Total Deposits | RCON2200 | $47.0M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $39.4M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $39.1M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $38.6M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $7.9M |
| Total Equity Capital | RCON3210 | $7.8M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $7.8M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $7.7M |
| Held-to-maturity Securities, Total | RCON1754 | $7.7M |
| Deposits: Noninterest-bearing | RCON6631 | $7.6M |
| Surplus | RCON3839 | $5.5M |
| Undivided Profits and Capital Reserves | RCON3632 | $2.8M |
| Other Borrowed Money | RCON3190 | $1.5M |
| Other Assets | RCON2160 | $1.1M |
| Accumulated Other Comprehensive Income | RCONB530 | -$950K |
| Interest-bearing Balances | RCON0071 | $583K |
| Allowance for Loan and Lease Losses | RCON3123 | $517K |
| Common Stock | RCON3230 | $500K |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $375K |
| Federal Funds Sold | RCONB987 | $172K |
| Other Liabilities, Total | RCON2930 | $139K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $60K |
Schedule RI: Income Statement (38 items)
About Schedule RI · Commercial Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $1.7M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $1.4M |
| Net Interest Income | RIAD4074 | $1.2M |
| Total Noninterest Expense | RIAD4093 | $846K |
| Salaries and Employee Benefits | RIAD4135 | $602K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $565K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $471K |
| Total Interest Expense | RIAD4073 | $470K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $361K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $329K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $327K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $316K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $316K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $304K |
| Net Income (Loss) | RIAD4340 | $304K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $304K |
| Other Noninterest Expense | RIAD4092 | $225K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $203K |
| Interest on Other Securities | RIAD4060 | $163K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $104K |
| Provision for Loan and Lease Losses | RIAD4230 | $96K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $96K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $88K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $70K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $58K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $42K |
| Total Noninterest Income | RIAD4079 | $28K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $25K |
| Other Noninterest Income | RIADB497 | $22K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $19K |
| Applicable Income Taxes | RIAD4302 | $12K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $12K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $6K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $1K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $1K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1K |
| Other Interest Expense | RIADGW44 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 6 |
Schedule RC-B: Securities (15 items)
About Schedule RC-B · Commercial Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Pledged Securities | RCON0416 | $11.8M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $9.1M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $7.7M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $7.0M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $7.0M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $6.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $5.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $5.0M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $5.0M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $3.1M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $2.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $2.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $1.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $646K |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $645K |
Schedule RC-C, Part I: Loans and Leases (20 items)
About Schedule RC-C, Part I · Commercial Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $39.1M |
| Commercial and Industrial Loans | RCON1766 | $12.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $12.2M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $11.8M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $10.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $8.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $7.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $6.0M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $5.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $3.8M |
| Real Estate Loans Secured by Farmland | RCON1420 | $3.5M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $3.2M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $2.1M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $783K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $481K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $472K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $34K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $14K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $14K |
| Other Loans | RCONJ464 | $2K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (20 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $6.4M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $2.2M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $1.6M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $1.4M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $1.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $1.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $878K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $651K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $492K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $69K |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 45 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 30 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 13 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 11 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 7 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 6 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 5 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 3 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 2 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 2 |
Schedule RC-E: Deposit Liabilities (26 items)
About Schedule RC-E · Commercial Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $30.4M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $21.6M |
| Total Transaction Accounts | RCON2215 | $16.6M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $16.1M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $12.6M |
| Total Brokered Deposits | RCON2365 | $11.5M |
| Brokered Deposits of More Than $250,000 with a Remaining Maturity of One Year or Less | RCONK220 | $9.4M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $8.9M |
| Total Demand Deposits (See Note Below) | RCON2210 | $7.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $7.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $5.0M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $4.1M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $3.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $3.4M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $2.9M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $2.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $2.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $1.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $1.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $1.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $701K |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $507K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $395K |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $149K |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $149K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $19K |
Schedule RC-F: Other Assets (5 items)
Schedule RC-G: Other Liabilities (2 items)
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · Commercial Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $57.6M |
| Quarterly Average of Total Loans | RCON3360 | $38.4M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $21.3M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $12.5M |
| All Other Securities | RCONB560 | $10.5M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $10.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $9.6M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $9.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $6.2M |
| Mortgage-backed Securities | RCONB559 | $6.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $2.5M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $2.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $931K |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $583K |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $61K |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $28K |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $13K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (3 items)
About Schedule RC-L · Commercial Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $10.2M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $1.9M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $1.0M |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · Commercial Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $1.5M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $1.5M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $320K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (6 items)
About Schedule RC-N · Commercial Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $1.2M |
| Additions to Nonaccrual Assets | RCONC410 | $450K |
| All Other Loans - Nonaccrual | RCON5461 | $450K |
| Loans to Nondepository Financial Institutions Included in Schedule Rc-n, Item 7 - Nonaccrual | RCONPV25 | $450K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $400K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $347K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Commercial Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $56.6M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $47.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $28.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $18.0M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $8.7M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $507K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 1,093 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 25 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 22 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Commercial Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $46.2M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (22 items)
About Schedule RC-R, Part I · Commercial Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $57.6M |
| Average total consolidated assets | RCOAKW03 | $57.6M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $46.2M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $9.3M |
| Common Equity Tier 1 Capital | RCOAP859 | $8.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $8.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $8.8M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $7.8M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $6.0M |
| Retained Earnings | RCOAKW00 | $2.8M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$950K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$950K |
| General Loan and Lease Valuation Allowances | RCOA5310 | $517K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $517K |
| Tier 2 Capital Before Deductions | RCOAP870 | $517K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Does your institution have a CECL transition election in effect as of the quarter end report date? (enter 1 for Yes, enter 0 for No) | RCOAJJ29 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.2013 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1901 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1901 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1524 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1213 |
Schedule RC-R, Part II: Risk-Weighted Assets (31 items)
About Schedule RC-R, Part II · Commercial Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $46.2M |
| Total Risk-weighted Assets | RCONG641 | $46.2M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $44.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $44.5M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $44.5M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $39.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $39.1M |
| Unconditionally Cancellable Commitments | RCONS540 | $12.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $8.4M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $8.4M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $7.9M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $7.7M |
| Total Held-to-maturity Securities | RCOND961 | $7.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $5.2M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $5.2M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $5.0M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $4.1M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$1.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $1.7M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $1.2M |
| Total All Other Assets | RCOND981 | $1.2M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$1.2M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $958K |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $726K |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $232K |
| Federal Funds Sold in Domestic Offices | RCOND971 | $172K |
| Federal Funds Sold in Domestic Offices - 100 Pct Risk Weight Category | RCOND974 | $172K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $14K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $14K |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $14K |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $7K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $7.8M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $7.7M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $7.7M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $200K |
| Other Comprehensive Income | RIADB511 | -$6K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)
About Schedule RI-B, Part I · Commercial Bank charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Commercial Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $517K |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $471K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $50K |
Commercial Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Commercial Bank call report?
The Commercial Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Commercial Bank file?
Commercial Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Commercial Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Commercial Bank has Federal Reserve RSSD ID 42457 and FDIC certificate number 12246. Either one finds its filings on the FFIEC Central Data Repository.
How often does Commercial Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Commercial Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 12246) · FFIEC NIC profile (RSSD 42457)