Community Bank: Non-Performing Assets Ratio
BankRegReports is independent of Community Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Community Bank reported a non-performing assets ratio of 0.20% as of Q2 2026, ranking #2,335 of 3,642 U.S. banks (36th percentile). That is up 0.08 percentage points from 0.13% a year earlier, and below the 0.41% median of the 874 Large Community Banks ($1B–$10B in assets). The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.
12-Quarter Trend
Source: FFIEC call reports, standardized by BankRegReports. Open the filed call report for Q2 2026 on the FFIEC CDR.
National Context
What is the Non-Performing Assets Ratio?
Non-performing assets (NPAs) are a bank's non-performing loans plus other real estate owned (OREO), the property it has taken through foreclosure. The NPA ratio divides them by total assets, so it measures the whole stock of troubled assets, not only troubled loans.
Compare the NPA ratio with the NPL ratio. When OREO makes up a large share of NPAs, the bank has completed foreclosures but has not sold the property, which can mean a weak local real estate market. Because the denominator is total assets, a bank with a small loan book relative to its securities shows a lower NPA ratio than its loan problems deserve.
Full definition & formula →Frequently asked questions
What is Community Bank's Non-Performing Assets Ratio?
Community Bank's Non-Performing Assets Ratio was 0.20% as of Q2 2026, ranking #2335 of 3,642 U.S. banks.
What is the Non-Performing Assets Ratio?
Non-performing assets (NPAs) are a bank's non-performing loans plus other real estate owned (OREO), the property it has taken through foreclosure. The NPA ratio divides them by total assets, so it measures the whole stock of troubled assets, not only troubled loans.
More Community Bank metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Community Bank profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 7848) · FFIEC NIC profile (RSSD 371924)