Bank routing number ยท Birmingham, Michigan
Community Unity Bank Routing Number (ABA): 072414514
BankRegReports is independent of Community Unity Bank and never asks for online banking logins or passwords.
The Community Unity Bank routing number is 072414514. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Community Unity Bank at a glance
Its CET1 capital ratio was 23.04% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $107.1M
- CET1 ratio, Q2 2026
- 23.04%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 1 FDIC institution directory, current count
- Established
- 2023
Full financial profile · Is Community Unity Bank safe? · Branch locations
Community Unity Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 072414514 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Community Unity Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 07, place this number in the Federal Reserve Bank of Chicago's district (District 7). Digits five through eight, 1451, identify the institution within that district. The last digit, 4, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Community Unity Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Community Unity Bank checks or in its online banking. Ask the bank for wire instructions (www.communityunity.bank). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Community Unity Bank
Community Unity Bank is headquartered in Birmingham, Michigan and was established in 2023. It is in the DETROIT-WARREN-DEARBORN, MI metro area. It reported $107.1M in total assets and $85.8M in deposits for Q2 2026, the 65th largest of the 72 banks headquartered in Michigan. It reports 1 domestic office. Its deposits have been FDIC insured since 2023. Its primary federal regulator is the FDIC.
What the digits in 072414514 mean
The first four digits, 0724, are the Federal Reserve routing symbol. The prefix 07 places the number in the 7th Federal Reserve District (Chicago). That is also the district where the bank is headquartered. Digits five through eight, 1451, identify the institution within its Federal Reserve district. The last digit, 4, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 9 + 7 x 9 + 10 = 100, a multiple of 10, so 072414514 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Community Unity Bank routing number?
The Community Unity Bank routing number is 072414514. It is the primary ABA routing transit number registered to Community Unity Bank, headquartered in Birmingham, MI. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Community Unity Bank wire routing number?
This page lists the primary routing number registered to Community Unity Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Community Unity Bank before sending a wire.
Is ABA number 072414514 the routing number for Community Unity Bank?
Yes. It is the primary routing number registered to Community Unity Bank.
Which bank uses routing number 072414514?
It belongs to Community Unity Bank, headquartered in Birmingham, MI. It is the bank's primary ABA routing number (FDIC certificate 59305).
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Regulator records: FDIC BankFind (cert 59305) · FFIEC NIC profile (RSSD 5860740)