Bank Comparison
Abbeville Building and Loan, a State Chartered Savings Bank vs Bank of Bearden
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
Abbeville Building and Loan, a State Chartered Savings Bank
RSSD 114774 · Abbeville, LA
Full profile →vs
6 · 9
winning metrics across 16 scored rows (1 tied)
Compare a different pair
Search for a bank in each box, choose it from the list, then press Compare.
Capital adequacy
| Metric | Abbeville Building and Loan, a State Chartered Savings Bank | Bank of Bearden |
|---|---|---|
| CET1 Ratio | 39.68% | 20.07% |
| Tier 1 Capital Ratio | 39.68% | 20.07% |
| Total Capital Ratio | 40.48% | 21.10% |
| Tier 1 Leverage Ratio | 29.43% | 11.29% |
| Equity / Assets | 28.99% | 9.74% |
Profitability
| Metric | Abbeville Building and Loan, a State Chartered Savings Bank | Bank of Bearden |
|---|---|---|
| Return on Assets (ROA) | 0.59% | 1.90% |
| Return on Equity (ROE) | 2.00% | 19.64% |
| Net Interest Margin (NIM) | 3.90% | 4.34% |
| Yield on Earning Assets | 5.82% | 4.90% |
| Cost of Funds | 2.67% | 0.60% |
Asset quality
| Metric | Abbeville Building and Loan, a State Chartered Savings Bank | Bank of Bearden |
|---|---|---|
| Texas Ratio | 4.52% | 0.00% |
| Non-Performing Loan Ratio | 0.61% | 0.00% |
| Non-Performing Asset Ratio | 0.43% | 0.00% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 0.83% | 1.27% |
Balance sheet
| Metric | Abbeville Building and Loan, a State Chartered Savings Bank | Bank of Bearden |
|---|---|---|
| Total Assets | $67.9M | $67.4M |
| Total Deposits | $47.0M | $60.8M |
| Total Loans | $47.2M | $31.1M |
| Total Equity | $19.7M | $6.6M |
| Net Income (quarter) | $98K | $325K |
Liquidity & funding
| Metric | Abbeville Building and Loan, a State Chartered Savings Bank | Bank of Bearden |
|---|---|---|
| Loan-to-Deposit Ratio | 100.53% | 51.13% |
| Core Deposit Ratio | 79.02% | 91.84% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Abbeville Building and Loan, a State Chartered Savings Bank | Bank of Bearden |
|---|---|---|
| Headquarters City | Abbeville | Bearden |
| Headquarters State | LA | AR |
| Asset Tier | under $100M in assets | under $100M in assets |
| Regulator | FDIC | FDIC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 16 | 7 |
| Established | January 1, 1890 | July 5, 1945 |
About this comparison
All metrics are sourced from FFIEC call report filings, the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of June 30, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio. Size and identity rows (assets, deposits, loans, equity, branches, employees) are shown for context and are not scored, and two values that match at the precision shown count as a tie.
View full Abbeville Building and Loan, a State Chartered Savings Bank profile | View full Bank of Bearden profile | Browse all bank comparisons