Bank Comparison
BOKF, N.A. vs MidFirst Bank
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At Q2 2026, BOKF, N.A. is the larger bank, with $52.98B in total assets to MidFirst Bank's $42.83B; MidFirst Bank has the higher CET1 ratio (18.23% vs 12.29%) and the higher return on assets (1.53% vs 1.26%).
vs
8 · 9
winning metrics across 17 scored rows
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Capital adequacy
| Metric | BOKF, N.A. | MidFirst Bank |
|---|---|---|
| CET1 Ratio | 12.29% | 18.23% |
| Tier 1 Capital Ratio | 12.29% | 18.23% |
| Total Capital Ratio | 14.17% | 19.48% |
| Tier 1 Leverage Ratio | 9.29% | 9.01% |
| Equity / Assets | 10.85% | 9.78% |
Profitability
| Metric | BOKF, N.A. | MidFirst Bank |
|---|---|---|
| Return on Assets (ROA) | 1.26% | 1.53% |
| Return on Equity (ROE) | 12.13% | 15.70% |
| Net Interest Margin (NIM) | 2.84% | 3.05% |
| Yield on Earning Assets | 5.16% | 5.55% |
| Cost of Funds | 2.43% | 2.49% |
Asset quality
| Metric | BOKF, N.A. | MidFirst Bank |
|---|---|---|
| Texas Ratio | 1.21% | 4.67% |
| Non-Performing Loan Ratio | 0.54% | 18.31% |
| Non-Performing Asset Ratio | 0.28% | 14.39% |
| Net Charge-Off Ratio | 0.01% | 0.10% |
| ACL / Loans | 1.02% | 0.65% |
Balance sheet
| Metric | BOKF, N.A. | MidFirst Bank |
|---|---|---|
| Total Assets | $52.98B | $42.83B |
| Total Deposits | $40.02B | $25.33B |
| Total Loans | $27.14B | $33.53B |
| Total Equity | $5.75B | $4.19B |
| Net Income (quarter) | $171.9M | $162.4M |
Liquidity & funding
| Metric | BOKF, N.A. | MidFirst Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 67.82% | 132.36% |
| Core Deposit Ratio | 93.05% | 94.61% |
| Uninsured Deposit Ratio | 52.92% | 24.37% |
Identity
| Metric | BOKF, N.A. | MidFirst Bank |
|---|---|---|
| Headquarters City | Tulsa | Oklahoma City |
| Headquarters State | OK | OK |
| Asset Tier | $10B to $100B in assets | $10B to $100B in assets |
| Regulator | OCC | OCC |
| Domestic Branches | 115 | 93 |
| Employees (FTE) | 4,804 | 3,352 |
| Established | February 10, 1910 | February 28, 1911 |
About this comparison
All metrics are sourced from FFIEC call report filings, the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of June 30, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio. Size and identity rows (assets, deposits, loans, equity, branches, employees) are shown for context and are not scored, and two values that match at the precision shown count as a tie.
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