Bank Comparison
Brookville Building and Savings Association vs The Bank of San Jacinto County, Coldspring, Texas
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
2 · 10
winning metrics across 13 scored rows (1 tied)
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Capital adequacy
| Metric | Brookville Building and Savings Association | The Bank of San Jacinto County, Coldspring, Texas |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 20.01% | 18.81% |
| Equity / Assets | 20.94% | 15.84% |
Profitability
| Metric | Brookville Building and Savings Association | The Bank of San Jacinto County, Coldspring, Texas |
|---|---|---|
| Return on Assets (ROA) | -0.24% | 1.82% |
| Return on Equity (ROE) | -1.25% | 11.55% |
| Net Interest Margin (NIM) | 3.22% | 4.66% |
| Yield on Earning Assets | 4.53% | 4.78% |
| Cost of Funds | 1.46% | 0.12% |
Asset quality
| Metric | Brookville Building and Savings Association | The Bank of San Jacinto County, Coldspring, Texas |
|---|---|---|
| Texas Ratio | 0.57% | 0.00% |
| Non-Performing Loan Ratio | 0.17% | 0.00% |
| Non-Performing Asset Ratio | 0.12% | 0.00% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 0.65% | 1.87% |
Balance sheet
| Metric | Brookville Building and Savings Association | The Bank of San Jacinto County, Coldspring, Texas |
|---|---|---|
| Total Assets | $41.2M | $41.7M |
| Total Deposits | $32.4M | $35.1M |
| Total Loans | $29.6M | $12.2M |
| Total Equity | $8.6M | $6.6M |
| Net Income (quarter) | ($27K) | $191K |
Liquidity & funding
| Metric | Brookville Building and Savings Association | The Bank of San Jacinto County, Coldspring, Texas |
|---|---|---|
| Loan-to-Deposit Ratio | 91.45% | 34.64% |
| Core Deposit Ratio | 94.98% | 97.57% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Brookville Building and Savings Association | The Bank of San Jacinto County, Coldspring, Texas |
|---|---|---|
| Headquarters City | Brookville | Coldspring |
| Headquarters State | OH | TX |
| Asset Tier | under $100M in assets | under $100M in assets |
| Regulator | FDIC | FDIC |
| Domestic Branches | 2 | 1 |
| Employees (FTE) | 8 | 11 |
| Established | January 1, 1903 | November 9, 1963 |
About this comparison
All metrics are sourced from FFIEC call report filings, the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of June 30, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio. Size and identity rows (assets, deposits, loans, equity, branches, employees) are shown for context and are not scored, and two values that match at the precision shown count as a tie.
View full Brookville Building and Savings Association profile | View full The Bank of San Jacinto County, Coldspring, Texas profile | Browse all bank comparisons