Bank Comparison
Colfax Banking Company vs Security State Bank of Hibbing
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
4 · 9
winning metrics across 13 scored rows
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Capital adequacy
| Metric | Colfax Banking Company | Security State Bank of Hibbing |
|---|---|---|
| CET1 Ratio | — | 15.58% |
| Tier 1 Capital Ratio | — | 15.58% |
| Total Capital Ratio | — | 16.83% |
| Tier 1 Leverage Ratio | 11.05% | 11.65% |
| Equity / Assets | 8.98% | 9.25% |
Profitability
| Metric | Colfax Banking Company | Security State Bank of Hibbing |
|---|---|---|
| Return on Assets (ROA) | 0.78% | 1.14% |
| Return on Equity (ROE) | 8.79% | 12.42% |
| Net Interest Margin (NIM) | 3.61% | 4.55% |
| Yield on Earning Assets | 4.66% | 5.38% |
| Cost of Funds | 1.11% | 0.88% |
Asset quality
| Metric | Colfax Banking Company | Security State Bank of Hibbing |
|---|---|---|
| Texas Ratio | 0.20% | 9.82% |
| Non-Performing Loan Ratio | 0.03% | 1.54% |
| Non-Performing Asset Ratio | 0.01% | 1.01% |
| Net Charge-Off Ratio | 0.00% | 0.08% |
| ACL / Loans | 0.48% | 1.56% |
Balance sheet
| Metric | Colfax Banking Company | Security State Bank of Hibbing |
|---|---|---|
| Total Assets | $152.3M | $151.9M |
| Total Deposits | $138.1M | $129.9M |
| Total Loans | $68.7M | $99.2M |
| Total Equity | $13.7M | $14.1M |
| Net Income (quarter) | $296K | $426K |
Liquidity & funding
| Metric | Colfax Banking Company | Security State Bank of Hibbing |
|---|---|---|
| Loan-to-Deposit Ratio | 49.77% | 76.39% |
| Core Deposit Ratio | 80.42% | 92.50% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Colfax Banking Company | Security State Bank of Hibbing |
|---|---|---|
| Headquarters City | Colfax | Hibbing |
| Headquarters State | LA | MN |
| Asset Tier | $100M to $1B in assets | $100M to $1B in assets |
| Regulator | FDIC | FDIC |
| Domestic Branches | 5 | 1 |
| Employees (FTE) | 37 | 24 |
| Established | January 1, 1901 | February 11, 1911 |
About this comparison
All metrics are sourced from FFIEC call report filings, the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of June 30, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio. Size and identity rows (assets, deposits, loans, equity, branches, employees) are shown for context and are not scored, and two values that match at the precision shown count as a tie.
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