Bank Comparison
Farmers Savings Bank vs Corydon State Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
9 · 11
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Farmers Savings Bank | Corydon State Bank |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 13.39% | 25.61% |
| Equity / Assets | 10.58% | 24.05% |
Profitability
| Metric | Farmers Savings Bank | Corydon State Bank |
|---|---|---|
| Return on Assets (ROA) | 0.58% | 2.03% |
| Return on Equity (ROE) | 5.59% | 8.35% |
| Net Interest Margin (NIM) | 3.19% | 3.53% |
| Yield on Earning Assets | 4.98% | 5.24% |
| Cost of Funds | 1.95% | 2.23% |
Asset quality
| Metric | Farmers Savings Bank | Corydon State Bank |
|---|---|---|
| Texas Ratio | 3.86% | 3.85% |
| Non-Performing Loan Ratio | 0.68% | 2.98% |
| Non-Performing Asset Ratio | 0.44% | 0.90% |
| Net Charge-Off Ratio | 0.11% | 0.00% |
| ACL / Loans | 1.34% | 6.04% |
Balance sheet
| Metric | Farmers Savings Bank | Corydon State Bank |
|---|---|---|
| Total Assets | $133,585K | $131,549K |
| Total Deposits | $112,891K | $99,346K |
| Total Loans | $86,551K | $39,728K |
| Total Equity | $14,138K | $31,632K |
| Net Income (quarter) | $199 | $668 |
Liquidity & funding
| Metric | Farmers Savings Bank | Corydon State Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 76.67% | 39.99% |
| Core Deposit Ratio | 91.32% | 88.60% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Farmers Savings Bank | Corydon State Bank |
|---|---|---|
| Headquarters City | WEVER | CORYDON |
| Headquarters State | IA | IA |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 3 | 1 |
| Employees (FTE) | 24 | 9 |
| Established | Oct. 9, 1908, midnight | Jan. 1, 1926, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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