Bank Comparison
First Federal Savings & Loan Association of Pascagoula-Moss Point vs RSNB Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
First Federal Savings & Loan Association of Pascagoula-Moss Point
RSSD 90177 · Pascagoula, MS
Full profile →vs
5 · 8
winning metrics across 13 scored rows
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Capital adequacy
| Metric | First Federal Savings & Loan Association of Pascagoula-Moss Point | RSNB Bank |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 9.72% | 11.85% |
| Equity / Assets | 9.40% | 6.00% |
Profitability
| Metric | First Federal Savings & Loan Association of Pascagoula-Moss Point | RSNB Bank |
|---|---|---|
| Return on Assets (ROA) | 0.41% | 1.36% |
| Return on Equity (ROE) | 4.35% | 24.11% |
| Net Interest Margin (NIM) | 2.66% | 3.15% |
| Yield on Earning Assets | 5.23% | 4.15% |
| Cost of Funds | 2.40% | 1.07% |
Asset quality
| Metric | First Federal Savings & Loan Association of Pascagoula-Moss Point | RSNB Bank |
|---|---|---|
| Texas Ratio | 5.62% | 14.64% |
| Non-Performing Loan Ratio | 0.43% | 2.37% |
| Non-Performing Asset Ratio | 0.55% | 0.93% |
| Net Charge-Off Ratio | 0.00% | -0.01% |
| ACL / Loans | 0.41% | 0.98% |
Balance sheet
| Metric | First Federal Savings & Loan Association of Pascagoula-Moss Point | RSNB Bank |
|---|---|---|
| Total Assets | $381.4M | $381.0M |
| Total Deposits | $276.2M | $348.7M |
| Total Loans | $308.0M | $150.5M |
| Total Equity | $35.8M | $22.9M |
| Net Income (quarter) | $388K | $1.4M |
Liquidity & funding
| Metric | First Federal Savings & Loan Association of Pascagoula-Moss Point | RSNB Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 111.54% | 43.17% |
| Core Deposit Ratio | 83.33% | 91.98% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First Federal Savings & Loan Association of Pascagoula-Moss Point | RSNB Bank |
|---|---|---|
| Headquarters City | Pascagoula | Rock Springs |
| Headquarters State | MS | WY |
| Asset Tier | $100M to $1B in assets | $100M to $1B in assets |
| Regulator | OCC | FED |
| Domestic Branches | 6 | 2 |
| Employees (FTE) | 51 | 42 |
| Established | October 28, 1955 | May 23, 1892 |
About this comparison
All metrics are sourced from FFIEC call report filings, the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of June 30, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio. Size and identity rows (assets, deposits, loans, equity, branches, employees) are shown for context and are not scored, and two values that match at the precision shown count as a tie.
View full First Federal Savings & Loan Association of Pascagoula-Moss Point profile | View full RSNB Bank profile | Browse all bank comparisons