Bank Comparison
Grove Bank vs Asian Pacific National Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
4 · 8
winning metrics across 13 scored rows (1 tied)
Compare a different pair
Search for a bank in each box, choose it from the list, then press Compare.
Capital adequacy
| Metric | Grove Bank | Asian Pacific National Bank |
|---|---|---|
| CET1 Ratio | 12.08% | — |
| Tier 1 Capital Ratio | 12.08% | — |
| Total Capital Ratio | 12.94% | — |
| Tier 1 Leverage Ratio | 9.95% | 20.07% |
| Equity / Assets | 12.48% | 19.89% |
Profitability
| Metric | Grove Bank | Asian Pacific National Bank |
|---|---|---|
| Return on Assets (ROA) | 0.36% | 1.14% |
| Return on Equity (ROE) | 2.87% | 5.71% |
| Net Interest Margin (NIM) | 4.96% | 3.70% |
| Yield on Earning Assets | 7.08% | 6.30% |
| Cost of Funds | 2.06% | 3.02% |
Asset quality
| Metric | Grove Bank | Asian Pacific National Bank |
|---|---|---|
| Texas Ratio | 0.86% | 0.00% |
| Non-Performing Loan Ratio | 0.12% | 0.00% |
| Non-Performing Asset Ratio | 0.09% | 0.00% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 0.92% | 1.66% |
Balance sheet
| Metric | Grove Bank | Asian Pacific National Bank |
|---|---|---|
| Total Assets | $56.4M | $56.9M |
| Total Deposits | $45.4M | $45.1M |
| Total Loans | $41.4M | $35.0M |
| Total Equity | $7.0M | $11.3M |
| Net Income (quarter) | $50K | $161K |
Liquidity & funding
| Metric | Grove Bank | Asian Pacific National Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 91.07% | 77.62% |
| Core Deposit Ratio | 98.90% | 88.56% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Grove Bank | Asian Pacific National Bank |
|---|---|---|
| Headquarters City | Grove City | San Gabriel |
| Headquarters State | MN | CA |
| Asset Tier | under $100M in assets | under $100M in assets |
| Regulator | FDIC | OCC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 16 | 9 |
| Established | December 7, 1907 | July 25, 1990 |
About this comparison
All metrics are sourced from FFIEC call report filings, the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of June 30, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio. Size and identity rows (assets, deposits, loans, equity, branches, employees) are shown for context and are not scored, and two values that match at the precision shown count as a tie.
View full Grove Bank profile | View full Asian Pacific National Bank profile | Browse all bank comparisons