Bank Comparison
Origin Bank vs b1BANK
BankRegReports is independent of Origin Bank and b1BANK and never asks for online banking logins or passwords.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
14 · 3
winning metrics across 17 scored rows
Compare a different pair
Search for a bank in each box, choose it from the list, then press Compare.
Capital adequacy
| Metric | Origin Bank | b1BANK |
|---|---|---|
| CET1 Ratio | 12.80% | 12.33% |
| Tier 1 Capital Ratio | 12.80% | 12.33% |
| Total Capital Ratio | 13.97% | 13.20% |
| Tier 1 Leverage Ratio | 11.37% | 10.91% |
| Equity / Assets | 11.69% | 12.20% |
Profitability
| Metric | Origin Bank | b1BANK |
|---|---|---|
| Return on Assets (ROA) | 1.41% | 1.20% |
| Return on Equity (ROE) | 12.01% | 10.07% |
| Net Interest Margin (NIM) | 3.88% | 3.81% |
| Yield on Earning Assets | 5.69% | 5.99% |
| Cost of Funds | 1.68% | 2.36% |
Asset quality
| Metric | Origin Bank | b1BANK |
|---|---|---|
| Texas Ratio | 6.84% | 10.66% |
| Non-Performing Loan Ratio | 0.97% | 1.26% |
| Non-Performing Asset Ratio | 0.78% | 1.23% |
| Net Charge-Off Ratio | 0.02% | 0.17% |
| ACL / Loans | 1.22% | 0.94% |
Balance sheet
| Metric | Origin Bank | b1BANK |
|---|---|---|
| Total Assets | $10.18B | $8.89B |
| Total Deposits | $8.72B | $7.27B |
| Total Loans | $8.07B | $6.66B |
| Total Equity | $1.19B | $1.08B |
| Net Income (quarter) | $35.2M | $26.9M |
Liquidity & funding
| Metric | Origin Bank | b1BANK |
|---|---|---|
| Loan-to-Deposit Ratio | 92.56% | 91.62% |
| Core Deposit Ratio | 95.76% | 88.54% |
| Uninsured Deposit Ratio | 48.50% | 46.68% |
Identity
| Metric | Origin Bank | b1BANK |
|---|---|---|
| Headquarters City | Choudrant | Baton Rouge |
| Headquarters State | LA | LA |
| Asset Tier | $10B to $100B in assets | $1B to $10B in assets |
| Regulator | FED | FDIC |
| Domestic Branches | 59 | 63 |
| Employees (FTE) | 857 | 966 |
| Established | November 23, 1912 | February 1, 2006 |
About this comparison
All metrics are sourced from FFIEC call report filings, the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of June 30, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio. Size and identity rows (assets, deposits, loans, equity, branches, employees) are shown for context and are not scored, and two values that match at the precision shown count as a tie.
View full Origin Bank profile | View full b1BANK profile | Browse all bank comparisons