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Bank Comparison

Uplift Bank vs Northwest Bank

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Side-by-side regulatory financials for the latest quarter on file with the FFIEC.

Uplift Bank

RSSD 852544 · Arkadelphia, AR

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vs

2 · 12

winning metrics across 14 scored rows

Northwest Bank

RSSD 1387605 · Spencer, IA

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Capital adequacy

Metric Uplift Bank Northwest Bank
CET1 Ratio — 11.19%
Tier 1 Capital Ratio — 11.19%
Total Capital Ratio — 12.44%
Tier 1 Leverage Ratio 11.85% 10.12%
Equity / Assets 12.46% 9.83%

Profitability

Metric Uplift Bank Northwest Bank
Return on Assets (ROA) 0.95% 1.44%
Return on Equity (ROE) 7.65% 14.60%
Net Interest Margin (NIM) 3.60% 3.69%
Yield on Earning Assets 5.38% 5.45%
Cost of Funds 1.93% 1.89%

Asset quality

Metric Uplift Bank Northwest Bank
Texas Ratio 8.98% 1.58%
Non-Performing Loan Ratio 1.42% 0.23%
Non-Performing Asset Ratio 1.06% 0.20%
Net Charge-Off Ratio 0.11% 0.06%
ACL / Loans 1.05% 1.25%

Balance sheet

Metric Uplift Bank Northwest Bank
Total Assets $3.01B $3.00B
Total Deposits $2.34B $2.62B
Total Loans $1.98B $2.49B
Total Equity $375.5M $295.0M
Net Income (quarter) $7.1M $10.8M

Liquidity & funding

Metric Uplift Bank Northwest Bank
Loan-to-Deposit Ratio 84.70% 95.08%
Core Deposit Ratio 88.63% 91.80%
Uninsured Deposit Ratio 39.23% 28.80%

Identity

Metric Uplift Bank Northwest Bank
Headquarters City Arkadelphia Spencer
Headquarters State AR IA
Asset Tier $1B to $10B in assets $1B to $10B in assets
Regulator FED FDIC
Domestic Branches 57 22
Employees (FTE) 564 403
Established March 1, 1884 December 30, 1988

About this comparison

All metrics are sourced from FFIEC call report filings, the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of June 30, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio. Size and identity rows (assets, deposits, loans, equity, branches, employees) are shown for context and are not scored, and two values that match at the precision shown count as a tie.

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