Concorde Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Concorde Bank of Blomkest, MN against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.69% | 0.85% | +0.84% | 74th above |
| ROAE | 17.31% | 5.23% | +12.08% | 86th top |
| Net Interest Margin | 5.11% | 3.94% | +1.17% | 89th top |
| Efficiency Ratio | 51.54% | 74.96% | -23.42% | 86th top |
| PPNR / Avg Assets | 2.13% | — | — | 82nd top |
| Yield on Earning Assets | 7.54% | 5.42% | +2.12% | 97th top |
| Cost of Funds | 2.15% | 1.69% | +0.46% | 22nd bottom |
| Net Interest Spread | 4.84% | — | — | 93rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.01% | 1.34% | +1.67% | 10th bottom |
| NPA / Total Assets | 2.30% | — | — | 7th bottom |
| NCO / Avg Loans | 0.17% | 0.11% | +0.06% | 11th bottom |
| ACL / Total Loans | 2.07% | — | — | 84th top |
| ACL / NPLs (Coverage) | 68.79% | — | — | 28th below |
| Texas Ratio | 18.02% | 7.23% | +10.79% | 7th bottom |
| Provision / NCO | 344.83% | — | — | 86th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 15.45% | 25.12% | -9.67% | 23rd bottom |
| Tier 1 Ratio | 15.45% | 25.12% | -9.67% | 23rd bottom |
| Total Capital Ratio | 16.71% | — | — | 23rd bottom |
| Leverage Ratio | 10.35% | 14.13% | -3.78% | 20th bottom |
| Equity / Assets | 10.13% | 13.07% | -2.94% | 27th below |
| TCE / Tangible Assets | 10.13% | — | — | 28th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.32% | 68.58% | +14.74% | 27th below |
| Core Deposit Ratio | 94.01% | 88.79% | +5.22% | 68th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.21% | — | — | 83rd top |
| Loan Growth (Y/Y) | -2.78% | — | — | 26th below |
| Deposit Growth (Y/Y) | 13.56% | — | — | 90th top |
See Concorde Bank's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Concorde Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Concorde Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Concorde Bank peer analysis.